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641 United St, Key West, FL 33040 Property Records

Monroe County property record for 641 United St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 881 sqft · built 1928
Lot Size0.085 acres (3,689 sqft)
OwnerIndividual Name on Record
Last Sale$2,150,000 (Jun 2026)
Tax Bill$7,032 (2025)
Deeds & MortgagesJun 2026 Sale
Flood ZoneZone X (moderate risk)
APN00030550-000000

Property Details

APN / Parcel Number

Primary APN00030550-000000
Alternative APNs
  • 01010100030550000000
  • 1031330

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area881 sqft Living Area
1st Floor Area881 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 2007
Exterior MaterialWood
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area3,689 sqft (0.085 acres)
Lot Dimensions119 ft deep x 31 ft wide

Exterior Amenities

Pool Area190 sqft
PorchOpen Porch
Porch Area428 sqft
Patio Area540 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1031330
Street Address641 UNITED ST
CityKEY WEST
StateFL
Zip33040-3229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHNC-2
Legal DescriptionKW FOGARTY-HARRIS SUB PB1-57 PT OF TR 12 OR301-37/38 OR479-881/82 OR781-1172 OR781-1513 OR1119-2176 OR1134-1720 OR1134-1721 OR1134-1715 OR1134-1716 OR1232-1796/98 OR1232-1799 OR1232-1802/04 OR1293-788/90 OR1493-61/62 OR1512-2224/25
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionFOGARTY & HARRIS SUB OF PT TR 12
Legal Tract12
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4017
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23 FRANKLIN RD SW, ROANOKE, VA 24011-2449
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2026 · Amount on Record
Deed SaleJun 26, 2026 · Amount on Record
Prior SaleMay 4, 1998 · Amount on Record
Deed Document Number20262549074
Deed Book / Page3388 / 844
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 26, 2026
Property Address641 UNITED ST, KEY WEST, FL 33040-3229
Document Number0002549074
Book / Page3388 / 844
Instrument DateJun 22, 2026
Instrument20262549074
Transaction TypeTransfer
Record UpdatedJul 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$1,520,050.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 FRANKLIN RD SW, ROANOKE, VA 24011-2449

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,032.00 (+7.03%)$826,989 (+12.11%) Land $642,771 Building $184,218$826,989 (+12.11%) Land $642,771 Building $184,218
2024$6,570.00 (+8.56%)
2023$6,052.00 (+11.09%)$737,636 (+11.14%) Land $559,105 Building $178,531$737,636 (+11.14%) Land $559,105 Building $178,531
2022$5,448.00$663,721 Land $480,750 Building $182,971$663,721 Land $480,750 Building $182,971

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 349 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies405 units insured
incl. 56 condo units
Nearby Flood Claims45 (1994–2025)
Claims Outside the SFHA2 of 45
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 14 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, T-Mobile.

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