641 Toyon Dr, Monterey, CA 93940 Property Records

Monterey County property record for 641 Toyon Dr, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 1961
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Jan 2017)
Tax Bill	$10,698 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-014-002-000`

Property Details

APN / Parcel Number

Primary APN	`014-014-002-000`
Alternative APN	`014-014-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
1st Floor Area	1,650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,700 sqft (0.2 acres)
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	014-014-002
Street Address	641 TOYON DR
City	MONTEREY
State	CA
Zip	93940-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOYON HEIGHTS UNIT 3 TR 343 LOT 2 BLK 9
Legal Subdivision	TOYON HEIGHTS UNIT 3
Legal Tract	343
Legal Block	9
Legal Lot Number	2
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	5
Census Block	5002
Census Tract	12800

Owner

641 Toyon Dr is owned and occupied by two individuals who bought it in January 2017.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	641 TOYON DR, MONTEREY, CA 93940-4224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jan 4, 2017	Grant Deed, Transfer · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2017 · Amount on File
Deed Sale	Jan 4, 2017 · Amount on File
Prior Sale	Feb 2, 2016 · Amount on File
Deed Document Number	2017293
Prior Transfer Date	Apr 27, 1995
Prior Transfer Doc	0000021572
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	641 TOYON DR, MONTEREY, CA 93940-4224
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 TOYON DR, MONTEREY, CA 93940-4224

Mortgage

Document Number	0000059059
Date	Sep 1, 2021
Instrument	2021059059

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	641 TOYON DR, MONTEREY, CA 93940-4224
Document Number	0000032072
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	641 TOYON DR MONTEREY CA 939404224, MONTEREY, CA 93940-4224

Mortgage

Document Number	0000032072
Date	Jul 31, 2019
Instrument	32072

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2034

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 4, 2017
Property Address	641 TOYON DR, MONTEREY, CA 93940-4224
Document Number	0000000293
Map Reference	MAP6 PG153
Instrument Date	Dec 23, 2016
Instrument	2017000293
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	641 TOYON DR, MONTEREY, CA 93940-4224

Mortgage

Document Number	0000000294
Date	Jan 4, 2017
Instrument	2017000294

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 641 Toyon Dr was $10,698 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$947,032 (+2%) Land $473,516 Building $473,516
2025	$10,698.00 Homeowner's exemption	$928,464 Land $464,232 Building $464,232
2023	$9,701.00 (+1.41%) Homeowner's exemption	$892,412 Land $446,206 Building $446,206
2022	$9,566.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 641 Toyon Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Toyon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: Verizon.

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