Lake County property record for 641 Timber Ln, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,400 sqft · built 1967 |
| Lot Size | 0.7 acres (30,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $590,000 (Nov 1999) |
| Tax Bill | $18,039 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-04-407-004 |
| Primary APN | 16-04-407-004 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,400 sqft Living Area |
| Gross Area | 5,474 sqft |
| 1st Floor Area | 1,930 sqft |
| 2nd Floor Area | 1,470 sqft |
| Upper Floors Area | 1,470 sqft |
| Basement Area | 1,522 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 30,501 sqft (0.7 acres) |
| Lot Dimensions | 305 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 641 TIMBER LN |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING OAKS UNIT 3 LOT 37 |
| Legal Subdivision | WHISPERING OAKS UNIT 3 |
| Legal Lot Number | 37 |
| Legal Unit | 3 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 864602 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 641 TIMBER LN, LAKE FOREST, IL 60045-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 1999 · Amount on Record |
| Deed Sale | Nov 15, 1999 · Amount on Record |
| Deed Document Number | 19994450597 |
| Prior Transfer Date | Aug 27, 1998 |
| Prior Transfer Doc | 0004325320 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 641 TIMBER LN, LAKE FOREST, IL 60045-3117 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Title Company | CITYWIDE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007908826 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 7908826 |
| Name | SELFRELIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60622 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate | 4.12% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $334,923 (+22.35%) Land $114,903 Building $220,020 | $1,004,869 (+22.35%) Land $344,743 Building $660,126 | |
| 2024 | $18,039.00 (+13.38%) | ||
| 2023 | $15,910.00 (+5.77%) | $273,736 (+0.96%) Land $93,911 Building $179,825 | $821,290 (+0.96%) Land $281,761 Building $539,529 |
| 2022 | $15,042.00 | $271,145 Land $98,885 Building $172,260 | $813,517 Land $296,685 Building $516,832 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1978–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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