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  5. Thornridge Dr

641 Thornridge Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 641 Thornridge Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,628 sqft · built 2001
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$220,400 (Mar 2010)
Tax Bill$4,742 (2024)
Deeds & MortgagesFeb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNT001700510

Property Details

APN / Parcel Number

Primary APNT001700510
Alternative APN
  • 4-0036-8337-00-0321.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,628 sqft Living Area
Gross Area4,252 sqft
1st Floor Area1,416 sqft
Basement Area1,212 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area412 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area162 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT001700510
Street Address641 THORNRIDGE DR
CityO FALLON
StateMO
Zip63368-3797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAWTHORNE VLG LOT 321
Legal SubdivisionHAWTHORNE VLG
Legal Lot Number321
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1001
Census Tract311153

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address641 THORNRIDGE DR, O FALLON, MO 63368-3797
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2010 · Amount on Record
Deed SaleMar 3, 2010 · Amount on Record
Prior SaleAug 3, 2001 · Amount on Record
Deed Document Number2010127480
Deed Book / Page5348 / 968
Prior Transfer DateFeb 24, 2010
Prior Transfer Doc0053480968
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address641 THORNRIDGE DR, O FALLON, MO 63368-3797
Transaction TypeMortgage
Record UpdatedFeb 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008499
DateFeb 11, 2022
Instrument2022R-008499
Lender
NameVANTAGE CU
TypeCredit Union
AddressSAINT CHARLES, MO 63304
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 4, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$75,991 (-)$399,954 (-) Building $399,954
2025$75,991 (+9.61%)$399,954 (+9.61%) Building $399,954
2024$4,742.00
2023$69,331
2022$364,901 Land $58,500 Building $306,401

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2006–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30

May also be available: Gateway Fiber, T-Mobile, Verizon.

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