641 Thomas Way, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 641 Thomas Way, Severna Park, MD 21146

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,052 sqft · built 1982
Lot Size	0.163 acres (7,077 sqft)
Owner	Individual Name on File
Last Sale	$551,000 (Mar 2022)
Tax Bill	$6,699 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-211-90025747`

Property Details

APN / Parcel Number

Primary APN	`03-211-90025747`
Alternative APNs	`3-211-90025747` `21190025747`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,052 sqft Living Area
Gross Area	2,382 sqft
1st Floor Area	798 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,077 sqft (0.163 acres)
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	720 sqft
Porch	Open Porch
Porch Area	236 sqft
Deck Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21190025747
Street Address	641 THOMAS WAY
City	SEVERNA PARK
State	MD
Zip	21146-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 23 COOL POND
Legal Subdivision	COOL POND
Legal Block	1
Legal Lot Number	23
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	730605

Owner

641 Thomas Way is owned and occupied by an individual who bought it in March 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	641 THOMAS WAY, SEVERNA PARK, MD 21146-2831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION
Mar 4, 2022	Deed, Transfer · Conventional Mortgage VELLUM MORTGAGE LLC
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 23, 2019	Warranty Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2022 · Amount on File
Deed Sale	Mar 4, 2022 · Amount on File
Prior Sale	Oct 23, 2019 · Amount on File
Deed Book / Page	38434 / 277
Prior Transfer Date	Nov 9, 2009
Prior Transfer Doc	0217280282
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	641 THOMAS WAY, SEVERNA PARK, MD 21146-2831
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 THOMAS WAY, SEVERNA PARK, MD 21146-2831

Mortgage

Document Number	0421370138
Date	Mar 5, 2026
Book Page	42137/138

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 4, 2022
Property Address	641 THOMAS WAY, SEVERNA PARK, MD 21146-2831
Document Number	0384340277
Book / Page	38434 / 277
Map Reference	MB 81 FO 43
Instrument Date	Feb 25, 2022
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	641 THOMAS WAY, SEVERNA PARK, MD 21146-2831

Mortgage

Document Number	0038434284
Date	Mar 4, 2022
Instrument	38434/284

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	641 THOMAS WAY, SEVERNA PARK, MD 21146-2831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 THOMAS WAY, SEVERNA PARK, MD 21146-2831

Mortgage

Document Number	0350870282
Date	Aug 21, 2020
Book Page	35087/282

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 23, 2019
Property Address	641 THOMAS WAY, SEVERNA PARK, MD 21146-2831
Document Number	0337390085
Book / Page	033739 / 000085
Instrument Date	Jun 21, 2019
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7842 CREEK SHORE WAY STONEY BEACH MD 212262149, STONEY BEACH, MD 21226-2149

Mortgage

Document Number	337390093
Date	Oct 23, 2019
Book Page	033739/000093

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 641 Thomas Way was $6,699, up 11.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,267 (+11.33%)	$695,500 (-) Land $369,600 Building $325,900
2025	$6,699.00 (+11.5%)	$567,033	$695,500 Land $369,600 Building $325,900
2024	$6,008.00 (+14.37%)
2023	$5,253.00	$481,133	$502,800 Land $313,000 Building $189,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Thomas Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2011–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Thomas Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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