641 Symphony Pl, Davenport, FL 33896 Property Records

Polk County property record for 641 Symphony Pl, Davenport, FL 33896

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1997
Lot Size	0.196 acres (8,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Dec 2022)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-26-07-701251-000280`

Property Details

APN / Parcel Number

Primary APN	`27-26-07-701251-000280`
Alternative APNs	`072627701251000280` `72627000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	1,628 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,520 sqft (0.196 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	460 sqft
Porch	Screened/Unfinished Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	641 SYMPHONY PL
City	DAVENPORT
State	FL
Zip	33896-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEYBOLD ON DUNSON ROAD PHASE ONE PB 101 PGS 10 THRU 12 LOT 28 & THAT PT OF N 10 OF S1/2 OF N1/2 OF SEC LYING S OF S LINE OF LOT 28 LESS 1/2 INT IN PETROLEUM & LESS 3/4 INT IN PHOSPHATE MINERAL & METALS IN THAT SAID 10
Legal Range	27E
Legal Township	26S
Legal Section	07
Legal Subdivision	SEYBOLD ON DUNSON ROAD PHASE ONE
Legal Phase	1
Legal Tract	701251
Legal Block	1
Legal Lot Number	28
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1006
Census Tract	12405

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1834 WOODBRIDGE DR, SALISBURY, NC 28146-0424
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on Record
Deed Sale	Dec 1, 2022 · Amount on Record
Prior Sale	Jan 29, 1997 · Amount on Record
Deed Document Number	2022311458
Deed Book / Page	12502 / 797
Transfer Doc	5199000720
Record Updated	Oct 29, 2026

December 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	POLK FL
Recording Date	Dec 1, 2022
Property Address	641 SYMPHONY PL, DAVENPORT, FL 33896-7018
Document Number	0000311458
Book / Page	12502 / 797
Map Reference	MB 101 PG 10-12
Instrument Date	Nov 21, 2022
Instrument	2022311458
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2911 W ROCHESTER RD, AVON PARK, FL 33825-8669

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1834 WOODBRIDGE DR, SALISBURY, NC 28146-0424

Mortgage

Document Number	0012502799
Date	Dec 1, 2022
Instrument	12502/799

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,353 (+0.16%) Land $52,000 Building $186,353	$238,353 (+0.16%) Land $52,000 Building $186,353
2025	$3,076.00 (-21.71%)	$237,980 (-9.59%) Land $52,000 Building $185,980	$237,980 (-9.59%) Land $52,000 Building $185,980
2023	$3,929.00 (+426.68%)	$263,221 (+234.1%) Land $50,000 Building $213,221	$263,221 (+13.13%) Land $50,000 Building $213,221
2022	$746.00	$78,785	$232,674 Land $42,000 Building $190,674

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	4 (2012–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20