641 Stout Ct, Gurnee, IL 60031 Property Records

Lake County property record for 641 Stout Ct, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,456 sqft · built 1978
Lot Size	0.08 acres (3,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Mar 2003)
Tax Bill	$7,329 (2024)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-27-104-024`

Property Details

APN / Parcel Number

Primary APN	`07-27-104-024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	2,584 sqft
1st Floor Area	728 sqft
2nd Floor Area	728 sqft
Upper Floors Area	728 sqft
Basement Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,504 sqft (0.08 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	641 STOUT CT
City	GURNEE
State	IL
Zip	60031-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEY BROOK IN HEATHERRIDGE PART OF NEIGHBORHOOD NO 2 PHASE3 LOT 106 LOT 106
Legal Subdivision	HEATHERRIDGE
Legal Phase	3
Legal Lot Number	106
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1046
Census Tract	861603

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	641 STOUT CT, GURNEE, IL 60031-3133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2003 · Amount on Record
Deed Sale	Mar 17, 2003 · Amount on Record
Prior Sale	Apr 4, 2001 · Amount on Record
Deed Document Number	20035154295
Last Transfer Date	Sep 15, 2021
Transfer Doc	0007838324
Record Updated	Jun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Oct 27, 2021
Property Address	641 STOUT CT, GURNEE, IL 60031-3133
Document Number	0007838324
Map Reference	DOC 1907730
Instrument Date	Sep 15, 2021
Instrument	7838324
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	641 STOUT CT, GURNEE, IL 60031-3133

Mortgage

Document Number	0007838325
Date	Oct 27, 2021
Instrument	7838325

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,207 (+24.18%) Land $11,574 Building $83,633	$285,649 (+24.18%) Land $34,725 Building $250,924
2024	$7,329.00 (+16.37%)
2023	$6,298.00 (+15.69%)	$76,670 (+8.57%) Land $9,320 Building $67,350	$230,033 (+8.57%) Land $27,963 Building $202,070
2022	$5,444.00	$70,619 Land $9,532 Building $61,087	$211,878 Land $28,599 Building $183,279

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2017)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20