641 Stonegate Trl, Wetumpka, AL 36093 Property Records

Elmore County property record for 641 Stonegate Trl, Wetumpka, AL 36093

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,045 sqft · built 2006
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$243,600 (Aug 2020)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-01-11-0-000-001.108`

Property Details

APN / Parcel Number

Primary APN	`24-01-11-0-000-001.108`
Alternative APN	`A12400636`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,045 sqft Living Area
1st Floor Area	2,045 sqft
Utility Area	168 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	170 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	784 sqft
Pool Type	Pool with Hot Tub/Spa
Porch	Patio
Porch Area	283 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	641 STONEGATE TRL
City	WETUMPKA
State	AL
Zip	36093-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 STONEGATE PLAT 2 PB 16 PG 16 BOOK 2010 PAGE 046906
Legal Range	19E
Legal Township	17N
Legal Section	11
Legal Subdivision	STONEGATE PLAT NO 2
Legal Lot Number	86
Jurisdiction	ELMORE AL
Township / Civil Division	WETUMPKA
Census Block Group	3
Census Block	3004
Census Tract	30701

Owner

641 Stonegate Trl is owned and occupied by two individuals who bought it in August 2020.

Source: Elmore County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	641 STONEGATE TRL, WETUMPKA, AL 36093-2810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 12, 2020	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Deed Book / Page	2020 / 55687
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Recording Date	Apr 6, 2026
Property Address	641 STONEGATE TRL, WETUMPKA, AL 36093-2810
Document Number	2026019924
Book / Page	2026 / 19924
Instrument Date	Apr 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 STONEGATE TRL, WETUMPKA, AL 36093-2810

Mortgage

Document Number	2026019924,
Date	Apr 6, 2026
Book Page	2026/19924

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	641 STONEGATE TRL, WETUMPKA, AL 36093-2810
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/102317
Date	Dec 13, 2021
Book Page	2021/102317

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Aug 12, 2020
Property Address	641 STONEGATE TRL, WETUMPKA, AL 36093-2810
Document Number	2020/55687
Book / Page	2020 / 55687
Map Reference	MB 16 PG 16&17
Instrument Date	Aug 11, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	588 OLD WARE RD, 588, WETUMPKA, AL 36093-3762

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	641 STONEGATE TRL, WETUMPKA, AL 36093-2810

Mortgage

Document Number	0202055689
Date	Aug 12, 2020
Instrument	2020/55689

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$30,120	$330,700 Land $30,000 Building $300,700
2023		$28,780 Land $3,000 Building $25,780	$287,800 Land $30,000 Building $257,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 641 Stonegate Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Stonegate Trl is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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