641 Stonecrest Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 641 Stonecrest Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,242 sqft · built 1991
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,748 (2025)
Deeds & Mortgages	Nov 2022 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0040B059000`

Property Details

APN / Parcel Number

Primary APN	`0040B059000`
Alternative APNs	`0040B059` `20631`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,242 sqft Heated Area
1st Floor Area	1,242 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	224 ft deep x 112 ft wide
Garage Area	528 sqft
Porch	Slab
Porch Area	92 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20631
Street Address	641 STONECREST CIR
City	RINGGOLD
State	GA
Zip	30736-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 59 STONECREST UNIT 2
Legal Subdivision	STONECREST
Legal Lot Number	59
Legal Unit	2
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1028
Census Tract	30305

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	641 STONECREST CIR, RINGGOLD, GA 30736-2913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Warranty Deed, Transfer
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS MTG
Jan 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022
Deed Sale	Nov 10, 2022
Prior Sale	Jul 18, 2014 · Amount on Record
Deed Document Number	20222665
Deed Book / Page	2251 / 827
Prior Transfer Date	Dec 20, 2019
Prior Transfer Doc	0020300598
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Nov 8, 2022
Property Address	641 STONECREST CIR, RINGGOLD, GA 30736-2913
Document Number	0022510827
Book / Page	2251 / 827
Instrument Date	Nov 8, 2022
Instrument	2022-002665
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 STONECREST CIR, RINGGOLD, GA 30736-2913

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	641 STONECREST CIR, RINGGOLD, GA 30736-2913
Document Number	0020530451
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 STONECREST CIR RINGGOLD GA 307362913, RINGGOLD, GA 30736-2913

Mortgage

Document Number	0020530451
Date	May 21, 2020
Book Page	002053/000451

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2030

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 22, 2020
Property Address	641 STONECREST CIR, RINGGOLD, GA 30736-2913
Document Number	0020300598
Book / Page	002030 / 000598
Instrument Date	Dec 20, 2019
Instrument	509
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 STONECREST CIR RINGGOLD GA 307362913, RINGGOLD, GA 30736-2913

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,748.00 (+9.52%) Homeowner's exemption	$97,368 (+32.83%) Land $14,000 Building $83,368	$243,420 (+32.83%) Land $35,000 Building $208,420
2023	$1,596.00 (+25.97%) Homeowner's exemption	$73,302 Land $12,000 Building $61,302	$183,255 Land $30,000 Building $153,255
2022	$1,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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