Lake County property record for 641 Stewart Ct, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,524 sqft · built 1978 |
| Lot Size | 0.078 acres (3,393 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $308,000 (Mar 2024) |
| Tax Bill | $7,557 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-27-104-011 |
| Primary APN | 07-27-104-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,524 sqft Living Area |
| Gross Area | 2,272 sqft |
| 1st Floor Area | 754 sqft |
| 2nd Floor Area | 770 sqft |
| Upper Floors Area | 831 sqft |
| Basement Area | 348 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,393 sqft (0.078 acres) |
| Lot Dimensions | 65 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 641 STEWART CT |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-3134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEY BROOK IN HEATHERRIDGE PART OF NEIGHBORHOOD NO 2 PHASE 3 LOT 93 LOT 93 |
| Legal Subdivision | HEATHERRIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 93 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 861603 |
641 Stewart Ct is owned and occupied by two individuals who bought it in March 2024.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 641 STEWART CT, GURNEE, IL 60031-3134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Nov 22, 2023 | Deed of Trust, Mortgage ANDREA J REYNOLDS TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2024 · Amount on File |
| Deed Sale | Mar 21, 2024 · Amount on File |
| Prior Sale | Feb 11, 2004 · Amount on File |
| Deed Document Number | 20248025641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 641 STEWART CT, GURNEE, IL 60031-3134 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 641 STEWART CT, GURNEE, IL 60031-3134 |
| Document Number | 0008154957 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 8154957 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2046 |
| Rate | 5.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 21, 2024 |
| Property Address | 641 STEWART CT, GURNEE, IL 60031-3134 |
| Document Number | 0008025641 |
| Map Reference | 1907730 MB 64 PG 46 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 8025641 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | FIDELITY NATL TTL VH24000885 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 641 STEWART CT, GURNEE, IL 60031-3134 |
| Document Number | 0008025642 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 8025642 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate | 6.57% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 641 STEWART CT, GURNEE, IL 60031-3134 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0008007220 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 8007220 |
| Name | ANDREA J REYNOLDS TRUST |
|---|---|
| Type | Private Party |
| Address | 9562 LAWRENCEVILLE RD, GARDEN PRAIRIE, IL 61038 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Nov 9, 2024 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,803 Land $11,119 Building $87,684 | $296,438 Land $33,360 Building $263,078 | |
| 2024 | $7,557.00 (+29.03%) | ||
| 2023 | $5,857.00 (+15.75%) | $82,816 (+25.3%) Land $9,320 Building $73,496 | $248,473 (+25.3%) Land $27,963 Building $220,510 |
| 2022 | $5,060.00 | $66,095 Land $9,532 Building $56,563 | $198,305 Land $28,599 Building $169,706 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 641 Stewart Ct in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–2017) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 641 Stewart Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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