Oakland County property record for 641 State St, Oxford, MI 48371
| Property Type | Condominium |
|---|---|
| Details | 1 ba · 2,874 sqft · built 2024 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $104,900 (May 2024) |
| Tax Bill | $5,128 (2025) |
| Deeds & Mortgages | May 2024 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | P-04-23-302-044 |
| Primary APN | P-04-23-302-044 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,874 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 44,867 sqft (1.03 acres) |
| View / Lot | Waterfront |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Street Address | 641 STATE ST |
|---|---|
| City | OXFORD |
| State | MI |
| Zip | 48371-6326 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KV |
| Legal Description | T5N, R10E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 1516 THE SHORES OF WILLOW LAKE UNIT 44 L 28189 P 560 03-05-03 FR 301-001 |
| Legal Range | 10E |
| Legal Township | 05N |
| Legal Section | 23 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 44 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OXFORD |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 121000 |
641 State St, a condominium, is owned by two individuals who bought it in May 2024.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9725 CHANSON PL, MATTHEWS, NC 28105-7596 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on File |
| Deed Sale | May 30, 2024 · Amount on File |
| Prior Sale | Jul 29, 2011 |
| Deed Document Number | 202460434 |
| Deed Book / Page | 59392 / 897 |
| Prior Transfer Date | Jul 21, 2011 |
| Prior Transfer Doc | 0000138606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 30, 2024 |
| Property Address | 641 STATE ST, OXFORD, MI 48371-6326 |
| Document Number | 0000060434 |
| Book / Page | 59392 / 897 |
| Map Reference | LB 28189 PG 560-636 |
| Instrument Date | May 13, 2024 |
| Instrument | 60434 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 23, 2025 |
| Title Company | TITLE ONE |
| Amount | Amount on Record |
|---|---|
| Tax | $787.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 554, OXFORD, NC 27565-0554 |
| Name | Verified Name |
|---|---|
| Address | 9725 CHANSON PL, MATTHEWS, NC 28105-7596 |
| Document Number | 0000060435 |
|---|---|
| Date | May 30, 2024 |
| Instrument | 60435 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jun 1, 2055 |
The 2025 property tax bill for 641 State St was $5,128, up 977.3% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Oxford Charter Township |
| Unified School District | Oxford Area Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,128.00 (+977.31%) | $128,990 | $257,980 |
| 2024 | $476.00 | ||
| 2023 | $43,090 | $86,180 | |
| 2021 | $413.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 641 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 641 State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXFORD TOWNSHIP serves 10,407 people · EPA ID MI0005138 |
|---|---|
| Water Source | Groundwater |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures