641 Simpson St, Saint Paul, MN 55104 Property Records

Ramsey County property record for 641 Simpson St, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,133 sqft · built 1912
Lot Size	0.083 acres (3,659 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Aug 2023)
Tax Bill	$3,322 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-29-23-22-0121`

Property Details

APN / Parcel Number

Primary APN	`34-29-23-22-0121`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,133 sqft Living Area
1st Floor Area	572 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	3,659 sqft (0.083 acres)
Lot Dimensions	100 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	641 SIMPSON ST
City	SAINT PAUL
State	MN
Zip	55104-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	HAMLINE SYNDICATE ADD, NO.2 LOT 3 BLK 2
Legal Range	23
Legal Township	29
Legal Section	34
Legal Quarter	2
Quarter-Quarter Section	2
Legal Subdivision	HAMLINE SYNDICATE ADD, NO2
Legal Block	2
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1011
Census Tract	32100

Owner

641 Simpson St is owned and occupied by an individual who bought it in August 2023.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	Individual Name on File
Mailing Address	641 SIMPSON ST, SAINT PAUL, MN 55104-2446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jan 5, 2023	Warranty Deed, Construction Loan · Construction Mortgage RENOVO CAPITAL LLC
Jan 5, 2023	Affidavit of Death of Joint Tenant, Transfer THE TITLE GROUP INC, THE TITLE GRIOUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2023 · Amount on File
Deed Sale	Aug 25, 2023 · Amount on File
Prior Sale	Jan 5, 2023 · Amount on File
Deed Document Number	A04999457
Record Updated	Jun 7, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 25, 2023
Property Address	641 SIMPSON ST, SAINT PAUL, MN 55104-2446
Document Number	0A04999457
Instrument Date	Aug 23, 2023
Instrument	A04999457
Transaction Type	Transfer
Record Updated	Sep 6, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 SIMPSON ST, SAINT PAUL, MN 55104-2446

Mortgage

Document Number	0A04999458
Date	Aug 25, 2023
Instrument	A04999458

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

January 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 5, 2023
Property Address	641 SIMPSON ST, SAINT PAUL, MN 55104-2446
Document Number	0A04976440
Instrument Date	Dec 30, 2022
Instrument	A04976440
Transaction Type	Construction Loan
Record Updated	Jan 11, 2023
Title Company	THE TITLE GROUP INC

Transaction

Amount	Amount on Record
Tax	$384.45
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5024 N ST, MINNEAPOLIS, MN 55438

Mortgage

Document Number	0A04976441
Date	Jan 5, 2023
Instrument	A04976441

Lender

Name	RENOVO CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RAMSEY MN
Recording Date	Jan 5, 2023
Property Address	641 SIMPSON ST, SAINT PAUL, MN 55104-2446
Document Number	0A04976439
Instrument Date	Dec 28, 2022
Instrument	A04976439
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	THE TITLE GROUP INC, THE TITLE GRIOUP INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 SIMPSON ST, SAINT PAUL, MN 55104-2446

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,322.00 Homeowner's exemption	$202,800 Land $35,000 Building $167,800	$202,800 Land $35,000 Building $167,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Simpson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 641 Simpson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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