Mecklenburg County property record for 641 Silversmith Ln, Charlotte, NC 28270
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,713 sqft · built 1982 |
| Lot Size | 0.384 acres (16,769 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,000 (Dec 2023) |
| Tax Bill | $4,321 (2023) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-291-14 |
| Primary APN | 213-291-14 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,713 sqft Heated Area |
| Gross Area | 2,226 sqft |
| 1st Floor Area | 855 sqft |
| Upper Floors Area | 858 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 16,769 sqft (0.384 acres) |
| Garage Area | 513 sqft |
| Patio Area | 363 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 213-291-14 |
|---|---|
| Street Address | 641 SILVERSMITH LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28270-0873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | P79 &80 B3 M20-49 |
| Legal Subdivision | SETTLERS LNDG SEC 04 MAP 01 |
| Legal Block | 3 |
| Legal Lot Number | 79 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 3015 |
Source: Mecklenburg County records, as of December 11, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 641 SILVERSMITH LN, CHARLOTTE, NC 28270-0873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on Record |
| Deed Sale | Dec 1, 2023 · Amount on Record |
| Prior Sale | Dec 1, 2000 · Amount on Record |
| Deed Document Number | 2023112892 |
| Deed Book / Page | 38512 / 50 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 1, 2023 |
| Property Address | 641 SILVERSMITH LN, CHARLOTTE, NC 28270-0873 |
| Document Number | 0000112892 |
| Book / Page | 38512 / 50 |
| Map Reference | MB 20 PG 49 |
| Instrument Date | Dec 1, 2023 |
| Instrument | 2023112892 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | INVEST TITLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $970.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16274 RAVEN CREST DR, INDIAN LAND, SC 29707-5801 |
| Name | Verified Name |
|---|---|
| Address | 641 SILVERSMITH LN, CHARLOTTE, NC 28270-0873 |
| Document Number | 0000112893 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2023112893 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,321.00 | $447,800 Land $85,000 Building $362,800 | $447,800 Land $85,000 Building $362,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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