641 Silver Beach Rd, Riviera Beach (West Palm Beach), FL 33403 Property Records

Palm Beach County property record for 641 Silver Beach Rd, Riviera Beach, FL 33403

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,680 sqft · built 1970
Lot Size0.217 acres (9,453 sqft)
Owner2 Individual Names on File
Last Sale$427,000 (Jul 2024)
Tax Bill$6,240 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2023 Foreclosure
+ 4 more
Flood ZoneZone X (minimal risk)
APN56-43-42-28-26-033-0050

Property Details

APN / Parcel Number

Primary APN56-43-42-28-26-033-0050
Alternative APN
  • 56434228260330052

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Living Area
Gross Area2,136 sqft
1st Floor Area1,680 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1992
Architectural StyleDuplex Single
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,453 sqft (0.217 acres)
Lot Dimensions132 ft deep x 36 ft wide
PorchFinished Screened Porch
Porch Area168 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address641 SILVER BEACH RD
CityRIVIERA BEACH
StateFL
Zip33403-3233
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRD-15
Legal DescriptionPARK MANOR PL 2 LT 5 BLK 33
Legal Range43E
Legal Township42S
Legal Section28
Legal SubdivisionPARK MANOR PL 2
Legal Block33
Legal Lot Number5
JurisdictionPALM BEACH FL
Township / Civil DivisionRIVIERA BEACH
Census Block Group3
Census Block3001
Census Tract1200

Owner

641 Silver Beach Rd, a duplex, is owned and occupied by two individuals who bought it in July 2024.

Source: Palm Beach County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address641 SILVER BEACH RD, RIVIERA BEACH, FL 33403-3233
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE
Nov 17, 2023Trustee's Deed, Foreclosure
Foreclosure Auction
Jun 2, 2021Warranty Deed, Transfer · FHA Mortgage
FLAGSTAR BANK FSB
May 16, 2019Warranty Deed, Transfer
INDEPENDENCE TITLE INSURANCE AGENCY IN, INDEPENDENCE TITLE INS AGCY IN
Jun 20, 2018Deed of Trust, Mortgage
CENTENNIAL BK
Apr 13, 2017Loan Modification, Mortgage
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2024 · Amount on File
Deed SaleJul 1, 2024 · Amount on File
Prior SaleNov 17, 2023 · Amount on File
Deed Document Number2024225799
Deed Book / Page35115 / 557
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Recording DateJul 7, 2026
Property Address641 SILVER BEACH RD, RIVIERA BEACH, FL 33403-3233
Document Number0000245852
Book / Page36639 / 738
Instrument DateJun 23, 2026
Instrument2026245852
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 SILVER BEACH RD, RIVIERA BEACH, FL 33403-3233

Mortgage

Document Number0000245852,
DateJul 7, 2026
Book Page36639/738
Instrument2026245852
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.53%
Max Rate-1%

November 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPALM BEACH FL
Recording DateNov 17, 2023
Property Address641 SILVER BEACH RD, RIVIERA BEACH, FL 33403-3233
Document Number0346751583
Book / Page34675 / 1583
Map ReferenceMB 26 PG 126-&127
Instrument DateNov 17, 2023
Instrument20230393439
Transaction TypeForeclosure
Record UpdatedDec 13, 2023

Transaction

AmountAmount on Record
Tax$1,829.80
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address180 HICKORY CORNER RD, EAST WINDSOR, NJ 08520-1818
InvestorPossibly a Property Investor

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateJun 2, 2021
Property Address641 SILVER BEACH RD, RIVIERA BEACH, FL 33403-3233
Document Number0325431894
Book / Page32543 / 1894
Map ReferenceMB 26 PG 126
Instrument DateApr 12, 2021
Instrument20210254991
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyKPC TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address640 EDGEBROOK LN, 640, ROYAL PALM BEACH, FL 33411-5301

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 SILVER BEACH RD, RIVIERA BEACH, FL 33403-3233

Mortgage

Document Number325431896
DateJun 2, 2021
Instrument32543/1896
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueMay 1, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateMay 16, 2019
Property Address641 SILVER BEACH RD, RIVIERA BEACH, FL 33403-3233
Document Number0306161468
Book / Page030616 / 001468
Instrument DateMay 9, 2019
Instrument178047
Transaction TypeTransfer
Record UpdatedJan 27, 2021
Title CompanyINDEPENDENCE TITLE INSURANCE AGENCY IN, INDEPENDENCE TITLE INS AGCY IN

Transaction

AmountAmount on Record
Tax$1,365.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address640 EDGEBROOK LN WELLINGTON FL 334115301, WELLINGTON, FL 33411-5301

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address641 SILVER BEACH RD, RIVIERA BEACH, FL 33403-3233
Document Number0299641357
Instrument DateJun 20, 2018
Transaction TypeMortgage
Record UpdatedJan 27, 2021
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 N SWINTON AVE DELRAY BEACH FL 334442634, DELRAY BEACH, FL 33444-2634

Mortgage

Document Number0299641357
DateJul 2, 2018
Book Page029964/001357
Instrument257082
Lender
NameCENTENNIAL BK
TypeBank
Address2101 W COMMERCIAL BLVD # 5000, FORT LAUDERDALE, FL 33309-3016
Agreement
AmountAmount on Record
Term84 Months
DueJul 1, 2025

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPALM BEACH FL
Property Address641 SILVER BEACH RD, RIVIERA BEACH, FL 33403-3233
Document Number0290871462
Instrument DateApr 13, 2017
Transaction TypeMortgage
Record UpdatedJan 27, 2021
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

The 2025 property tax bill for 641 Silver Beach Rd was $6,240.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityRiviera Beach City
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,240.00$334,572$334,572 Land $115,840 Building $218,732
2023$5,609.00 (+9.15%)$268,107 (+14.81%) Land $98,640 Building $169,467$268,107 (+14.81%) Land $98,640 Building $169,467
2022$5,139.00$233,520 Land $89,604 Building $143,916$233,520 Land $89,604 Building $143,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Silver Beach Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1992–2017)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 641 Silver Beach Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIVIERA BEACH UTILITY DISTRICT
serves 46,762 people · EPA ID FL4501229
Water SourceGroundwater
Last State InspectionJan 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Jun 2023
Total trihalomethanes
resolved · Jul 2018
Haloacetic acids
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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Nearby Streets

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