641 Silver Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 641 Silver Ave, Half Moon Bay, CA 94019

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,300 sqft · built 1990
Lot Size0.187 acres (8,159 sqft)
Owner2 Company Names on File
Tax Bill$9,804 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN056-085-330

Property Details

APN / Parcel Number

Primary APN056-085-330

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,300 sqft Living Area
Gross Area3,020 sqft
1st Floor Area1,410 sqft
2nd Floor Area890 sqft
Basement Area720 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialWood
Roof MaterialWood Shingle
Lot Area8,159 sqft (0.187 acres)
Lot Dimensions110 ft deep x 75 ft wide
Garage TypeBasement
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address641 SILVER AVE
CityHALF MOON BAY
StateCA
Zip94019-1566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR100B2
Legal DescriptionLOT F BLK 4 CITY OF HALF MOON BAY OFFICIAL MAP NO 3 RSM 107/34-35
Legal SubdivisionCITY OF HALF MOON BAY
Legal Block4
Legal Lot NumberF
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group2
Census Block2048
Census Tract613501

Owner

Source: San Mateo County records · APN 056-085-330

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address641 SILVER AVE, HALF MOON BAY, CA 94019-1566
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMar 31, 2012
Transfer Doc0000049148
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address641 SILVER AVE, HALF MOON BAY, CA 94019-1566
Transaction TypeMortgage
Record UpdatedJul 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 SILVER AVE, HALF MOON BAY, CA 94019-1566

Mortgage

Document Number0000049486
DateJun 22, 2022
Instrument2022-049486
Lender
NameUS BANK NA
TypeBank
AddressDENVER, CO 80206
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityHalf Moon Bay City
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$726,700 (+2%) Land $363,350 Building $363,350
2025$9,804.00 (+11.12%) Homeowner's exemption$712,452 (+4.04%) Land $356,226 Building $356,226
2023$8,823.00 (+2.76%) Homeowner's exemption$684,790 Land $342,395 Building $342,395$1,789,560
2022$8,586.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Cruzio Internet
Fixed Wireless
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 219 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOASTSIDE COUNTY WATER DISTRICT
serves 19,033 people
Water SourceSurface water
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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