641 SE 31st Ter, Ocala, FL 34471 Property Records

Marion County property record for 641 SE 31st Ter, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,279 sqft · built 1938
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$187,200 (Jul 2023)
Tax Bill	$3,069 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`2782-035-005`

Property Details

APN / Parcel Number

Primary APN	`2782-035-005`
Alternative APNs	`0660124000` `660124`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,279 sqft Living Area
Gross Area	1,940 sqft
1st Floor Area	1,279 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Modern
Exterior Material	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	109 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Heating System	Convection
Heating Fuel	Gas

Location & Zoning

Street Address	641 SE 31ST TER
City	OCALA
State	FL
Zip	34471-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SEC 15 TWP 15 RGE 22 PLAT BOOK C PAGE 001 OCALA HIGHLANDS BLK 35 LOTS 5.6
Legal Range	22E
Legal Township	15S
Legal Section	15
Legal Subdivision	OCALA HIGHLANDS
Legal Block	35
Legal Lot Number	5
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2017
Census Tract	2100

Owner

641 SE 31st Ter is owned and occupied by an individual who bought it in July 2023.

Source: Marion County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	641 SE 31ST TER, OCALA, FL 34471-2811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
Oct 14, 2022	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on File
Deed Sale	Jul 18, 2023 · Amount on File
Prior Sale	Feb 9, 2012 · Amount on File
Deed Document Number	202391299
Deed Book / Page	8100 / 1648
Prior Transfer Date	Mar 18, 2019
Prior Transfer Doc	0069331719
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 18, 2023
Property Address	641 SE 31ST TER, OCALA, FL 34471-2811
Document Number	0081001648
Book / Page	8100 / 1648
Map Reference	MB C PG 1&2
Instrument Date	Jul 13, 2023
Instrument	2023091299
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 7, 2023
Title Company	SOUTHERN TITLE, SOUTHERN TTL & ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,310.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5755 PEAK RD, RENO, NV 89510-9557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 SE 31ST TER, OCALA, FL 34471-2811

Mortgage

Document Number	0081001650
Date	Jul 18, 2023
Instrument	8100/1650

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

October 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Oct 14, 2022
Property Address	641 SE 31ST TER, OCALA, FL 34471-2811
Document Number	0079001366
Book / Page	7900 / 1366
Map Reference	MB C PG 1&2
Instrument Date	Oct 6, 2022
Instrument	2022148016
Transaction Type	Construction Loan
Record Updated	Nov 4, 2022
Title Company	SOUTHERN TITLE, SOUTHERN TTL & ABSTRACT INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	641 SE 31ST TER, 641, OCALA, FL 34471-2811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5755 PEAK RD, RENO, NV 89510-9557
Investor	Possibly a Property Investor

Mortgage

Document Number	0079001370
Date	Oct 14, 2022
Instrument	7900/1370

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 641 SE 31st Ter was $3,069 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,069.00 Homeowner's exemption	$202,059 Land $87,500 Building $114,559	$202,059 Land $87,500 Building $114,559
2023	$2,469.00 (+1,327.17%)	$123,006 (+76.51%) Land $75,000 Building $48,006	$123,006 (+3.86%) Land $75,000 Building $48,006
2022	$173.00 Disabled Person's exemption	$69,686	$118,431 Land $75,000 Building $43,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 641 SE 31st Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 SE 31st Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Central Florida Broadband Fixed Wireless	100 / 20

May also be available: Ocala Fiber Network, T-Mobile.

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