641 Sabrina Ter, Ramona, CA 92065 Property Records

San Diego County property record for 641 Sabrina Ter, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,820 sqft · built 1986
Lot Size	0.354 acres (15,422 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,054 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`284-211-38-00`

Property Details

APN / Parcel Number

Primary APN	`284-211-38-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,820 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	15,422 sqft (0.354 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	641 SABRINA TER
City	RAMONA
State	CA
Zip	92065-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 3 TR PM10964
Legal Subdivision	PARCEL MAP NO 10964
Legal Tract	10964
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3028
Census Tract	20813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	641 SABRINA TER, RAMONA, CA 92065-2345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 22, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jul 1, 2019	Intrafamily Transfer, Transfer · FHA Mortgage CSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019
Deed Sale	Jul 1, 2019
Prior Sale	Oct 20, 2010 · Amount on Record
Deed Document Number	2019259565
Prior Transfer Date	Jun 27, 2019
Prior Transfer Doc	0000259565
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	641 SABRINA TER, RAMONA, CA 92065-2345
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 SABRINA TER, RAMONA, CA 92065-2345
Investor	Possibly a Property Investor

Mortgage

Document Number	0000084841
Date	Mar 27, 2026
Instrument	2026-0084841

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	641 SABRINA TER, RAMONA, CA 92065-2345
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 SABRINA TER, RAMONA, CA 92065-2345

Mortgage

Document Number	0000287718
Date	Apr 14, 2021
Instrument	2021-0287718

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	641 SABRINA TER, RAMONA, CA 92065-2345
Document Number	0000231827
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	641 SABRINA TER RAMONA CA 920652345, RAMONA, CA 92065-2345

Mortgage

Document Number	0000231827
Date	May 7, 2020
Instrument	231827

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2019
Property Address	641 SABRINA TER, RAMONA, CA 92065-2345
Document Number	0000259565
Instrument Date	Jun 27, 2019
Instrument	2019-0259565
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	641 SABRINA TER, RAMONA, CA 92065-2345
Investor	Possibly a Property Investor

Mortgage

Document Number	0000259566
Date	Jul 1, 2019
Instrument	2019-0259566

Lender

Name	CSTONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$393,773 (+2%) Land $201,110 Building $192,663
2025	$5,054.00 (-2.04%) Homeowner's exemption	$386,053 (+4.04%) Land $197,167 Building $188,886
2024	$5,159.00 (+9.88%)
2023	$4,695.00 (-2.67%) Homeowner's exemption	$371,063 Land $189,511 Building $181,552
2022	$4,824.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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