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641 S Vista Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 641 S Vista Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,220 sqft · built 1978
Lot Size0.257 acres (11,212 sqft)
OwnerIndividual Name on File
Last Sale$171,000 (Apr 2016)
Deeds & MortgagesJun 2021 Mortgage
Nov 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN19-34-451-022

Property Details

APN / Parcel Number

Primary APN19-34-451-022

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,220 sqft
Gross Area2,396 sqft
1st Floor Area1,220 sqft

Exterior

Year BuiltBuilt 1978
Architectural StyleSplit Level
Exterior MaterialFrame Siding
Lot Area11,212 sqft (0.257 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address641 S VISTA DR
CityALGONQUIN
StateIL
Zip60102-2953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0032221 LT 2 BLK 1 ALTA VISTA SUB UNIT 1 MEMO: CALTAGIRONE, KYLE R/MELISSA MARY
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionALTA VISTA
Legal Block1
Legal Lot Number2
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2020
Census Tract871310

Owner

641 S Vista Dr is owned and occupied by an individual who acquired it in June 2021.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address641 S VISTA DR, ALGONQUIN, IL 60102-2953
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Quit Claim Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 21, 2019Loan Modification, Mortgage · Conventional Mortgage
FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2016 · Amount on File
Deed SaleApr 7, 2016 · Amount on File
Prior SaleApr 7, 2016 · Amount on File
Deed Document Number0000011201
Last Transfer DateJun 14, 2021
Transfer Doc0000032221
Record UpdatedJun 7, 2026

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateJun 14, 2021
Property Address641 S VISTA DR, ALGONQUIN, IL 60102-2953
Document Number0000032221
Map ReferenceDOC 664821
Instrument DateMay 19, 2021
Instrument2021R0032221
Transaction TypeTransfer
Record UpdatedJun 25, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address641 S VISTA DR, 641, ALGONQUIN, IL 60102-2953

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address641 S VISTA DR, ALGONQUIN, IL 60102-2953

Mortgage

Document Number0000032222
DateJun 14, 2021
Instrument2021R0032222
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2036

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Property Address641 S VISTA DR, ALGONQUIN, IL 60102-2953
Document Number0000001954
Instrument DateNov 21, 2019
Transaction TypeMortgage
Record UpdatedJan 31, 2020
Title CompanyINGEO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address641 S VISTA DR ALGONQUIN IL 601022953, ALGONQUIN, IL 60102-2953

Mortgage

Document Number0000001954
DateJan 15, 2020
Instrument1954
Lender
NameFIRST NAT'L BK/OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term468 Months
DueJan 14, 2059
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$87,123 Land $25,105 Building $62,018$261,369 Land $75,315 Building $186,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 S Vista Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2017)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 641 S Vista Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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