641 S Red Oak Ln, Chana, IL 61015 Property Records

Ogle County property record for 641 S Red Oak Ln, Chana, IL 61015

Property Summary

Property Type	Single Family Home
Details	1,144 sqft · built 1983
Lot Size	0.946 acres (41,214 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Aug 2018)
Tax Bill	$5,242 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-377-008`

Property Details

APN / Parcel Number

Primary APN	`17-03-377-008`

Interior

Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Lot Area	41,214 sqft (0.946 acres)

Location & Zoning

Street Address	641 S RED OAK LN
City	CHANA
State	IL
Zip	61015-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:11 TWP:23 SECT/LOT:3 LOT 8 BIG TIMBER SUB
Legal Range	11
Legal Township	23
Legal Section	03
Legal Subdivision	BIG TIMBER SUB
Legal Block	11
Legal Lot Number	3,8
Jurisdiction	OGLE IL
Township / Civil Division	PINE ROCK
Census Block Group	1
Census Block	1017
Census Tract	961301

Owner

641 S Red Oak Ln is owned and occupied by an individual who bought it in August 2018.

Source: Ogle County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	641 S RED OAK LN, CHANA, IL 61015-9744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC
May 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage COASTAL COMMUNITY BANK
Aug 10, 2018	Warranty Deed, Transfer · Conventional Mortgage ROCK VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2018 · Amount on File
Deed Sale	Aug 10, 2018 · Amount on File
Deed Document Number	20184407
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	641 S RED OAK LN, CHANA, IL 61015-9744
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004712
Date	Aug 15, 2022
Instrument	202204712

Lender

Name	EMBRACE HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	641 S RED OAK LN, CHANA, IL 61015-9744
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002970
Date	May 20, 2022
Instrument	202202970

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Aug 10, 2018
Property Address	641 S RED OAK LN, CHANA, IL 61015-9744
Document Number	0000004407
Instrument Date	Aug 9, 2018
Instrument	4407
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	KTG ABSTRACT CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 S RED OAK LN CHANA IL 610159744, CHANA, IL 61015-9744

Mortgage

Document Number	4408
Date	Aug 10, 2018
Instrument	4408

Lender

Name	ROCK VLY CU
Address	LOVES PARK, IL 61111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Aug 9, 2025

Interest

Rate Type	Fixed Rate
Rate	5.31%

Tax Assessment & Valuation

The 2025 property tax bill for 641 S Red Oak Ln was $5,242.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Pine Rock Township
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,242.00	$64,404 Land $4,971 Building $59,433	$193,212 Land $14,913 Building $178,299
2023		$60,753 Land $4,689 Building $56,064	$182,259 Land $14,067 Building $168,192
2022	$4,230.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 641 S Red Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 641 S Red Oak Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S Red Oak Ln

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