641 S Oak St, Ottawa, OH 45875 Property Records

Putnam County property record for 641 S Oak St, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,134 sqft · built 2010
Lot Size	0.186 acres (8,124 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Feb 2021)
Tax Bill	$1,190 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-105041.0000`

Property Details

APN / Parcel Number

Primary APN	`32-105041.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,124 sqft (0.186 acres)
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	641 S OAK ST
City	OTTAWA
State	OH
Zip	45875-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00713
Legal Lot Number	713
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2010
Census Tract	30302

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	641 S OAK ST, OTTAWA, OH 45875-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit FORT JENNINGS STATE BANK
Feb 25, 2021	Executor's Deed, Transfer · Closed-End Mortgage THE FORT JENNINGS STATE BANK
May 4, 2017	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	May 4, 2017 · Amount on Record
Deed Document Number	2021960
Deed Book / Page	731 / 90
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Recording Date	Apr 2, 2026
Property Address	641 S OAK ST, OTTAWA, OH 45875-1831
Document Number	0000001342
Book / Page	785 / 2028
Instrument Date	Mar 27, 2026
Instrument	20261342
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 S OAK ST, OTTAWA, OH 45875-1831

Mortgage

Document Number	0000001342,
Date	Apr 2, 2026
Book Page	785/2028
Instrument	20261342

Lender

Name	FORT JENNINGS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 27, 2036

Interest

Rate	5.98%
Max Rate	-1%

February 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	PUTNAM OH
Recording Date	Feb 25, 2021
Property Address	641 S OAK ST, OTTAWA, OH 45875-1831
Document Number	0000731/90
Book / Page	731 / 90
Instrument Date	Feb 1, 2021
Instrument	202100000960
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 S OAK ST, OTTAWA, OH 45875-1831

Mortgage

Document Number	202100000961
Date	Feb 25, 2021
Instrument	202100000961

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	May 4, 2017
Property Address	641 S OAK ST, OTTAWA, OH 45875-1831
Document Number	00688/2025
Book / Page	688 / 2025
Instrument Date	May 4, 2017
Instrument	201700001808
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 S OAK ST, OTTAWA, OH 45875-1831

Mortgage

Document Number	201700001809
Date	May 4, 2017
Instrument	201700001809

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,190.00 (+1.97%)	$34,880 (-) Land $4,550 Building $30,330	$99,660 (-) Land $13,000 Building $86,660
2024	$1,167.00 (+0.17%)	$34,880 (+19.29%) Land $4,550 Building $30,330
2023	$1,165.00 (+5.24%) Additional exemption filed	$29,240 (-) Land $2,230 Building $27,010	$99,660 (+19.3%) Land $13,000 Building $86,660
2022	$1,107.00	$29,240 Land $2,230 Building $27,010
2020			$83,540 Land $6,370 Building $77,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glandorf Internet Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link.

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