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641 S Main St, Philippi, WV 26416 Property Records

Barbour County property record for 641 S Main St, Philippi, WV 26416

Property Summary

Property TypeDay Care, Pre-School
Details4 bd · 2 ba · 960 sqft · built 1928
Lot Size0.172 acres (7,492 sqft)
OwnerCompany Name on Record
Last Sale$45,000 (Aug 2026)
Tax Bill$1,354 (2025)
Deeds & MortgagesAug 2026 Sale & Line of Credit
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN08-11-0083.0000

Property Details

APN / Parcel Number

Primary APN08-11-0083.0000
Alternative APNs
  • 01-08-11-0083.0000
  • 00809220

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Units2 Units
Stories2 Stories
Building Area960 sqft Building Perimeter
1st Floor Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
View / LotNeighborhood / Spot
PorchSlab
Porch Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00809220
Street Address641 S MAIN ST
CityPHILIPPI
StateWV
Zip26416-1632
Property CategoryCommercial
Property TypeCommercial > Retail > Day Care, Pre-School
Legal DescriptionLT 7 BL 1 KEYS ADD
Legal SubdivisionKEYS ADD
Legal Lot Number7
JurisdictionBARBOUR WV
Township / Civil DivisionNORTH
Census Block Group2
Census Block2011
Census Tract965600

Owner

Source: Barbour County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1317 ROCK FORD RD, PHILIPPI, WV 26416-7620
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Deed, Transfer · Line of Credit
FREEDOM BANK
Nov 13, 2018Deed of Trust, Mortgage
FIRST COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2026 · Amount on Record
Deed SaleAug 14, 2026 · Amount on Record
Prior SaleOct 3, 2016 · Amount on Record
Deed Document Number2026289239
Deed Book / Page584 / 335
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionBARBOUR WV
Recording DateAug 14, 2026
Property Address641 S MAIN ST, PHILIPPI, WV 26416-1632
Document Number0000289239
Book / Page584 / 335
Instrument DateAug 11, 2026
Instrument2026289239
Transaction TypeTransfer
Record UpdatedSep 3, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$24,997.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address1317 ROCK FORD RD, PHILIPPI, WV 26416-7620

Mortgage

Document Number0000289240,
DateAug 14, 2026
Instrument2026289240
Lender
NameFREEDOM BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARBOUR WV
Property Address641 S MAIN ST, PHILIPPI, WV 26416-1632
Transaction TypeMortgage
Record UpdatedNov 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000419/0000000271
DateNov 13, 2018
Book Page0000000419/0000000271
Instrument000000242160
Lender
NameFIRST COMMUNITY BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Barbour County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyBarbour County
MunicipalityPhilippi City
Unified School DistrictBarbour County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,354.00 (-9.01%)$75,240 (-9%) Land $9,660 Building $65,580$125,400 (-9%) Land $16,100 Building $109,300
2023$1,488.00$82,680 Land $8,940 Building $73,740$137,800 Land $14,900 Building $122,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims104 (1978–2013)
Claims Outside the SFHA12 of 104
Most Recent ClaimDec 2013 · rainfall accumulation
Claims by Event
  • Flooding, Severe Storms, And Landslides, Feb 2000 · 5 claims
  • Flooding, Heavy Winds, May 1996 · 33 claims
  • Severe Storms & Flooding, Nov 1985 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHILIPPI
serves 3,544 people · EPA ID WV3300104
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTurbidity
resolved · Sep 2024
Treatment and ProcedureOrganic carbon removal
Jul 2024
Sanitary survey deficiency not corrected
Dec 2018
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Citynet
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Xfinity.

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