641 S Main St, Franklinton, NC 27525 Property Records

Franklin County property record for 641 S Main St, Franklinton, NC 27525

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,520 sqft · built 1980
Lot Size1.48 acres (64,469 sqft)
OwnerIndividual Name on Record
Tax Bill$683 (2025)
Deeds & MortgagesAug 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN1855-82-5848

Property Details

APN / Parcel Number

Primary APN1855-82-5848
Alternative APNs
  • FN56100 085
  • 010239
  • 31516

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,520 sqft Total Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2005
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area64,469 sqft (1.48 acres)

Exterior Amenities

PorchPorch
Porch Area108 sqft
Shed1 Shed
Shed Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number31516
Old Parcel NumberFN56100 085
Street Address641 S MAIN ST
CityFRANKLINTON
StateNC
Zip27525-9098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSH
Legal DescriptionLOT:11,15 DIST:104 CITY/MUNI/TWP:FRANKLINTON SUBD:BLK B 16 19 PT
Legal SubdivisionBLK B 16 19 PT
Legal Lot Number11,15
JurisdictionFRANKLIN NC
Township / Civil DivisionFRANKLINTON
Census Block Group2
Census Block2050
Census Tract60404

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 87, FRANKLINTON, NC 27525-0087
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 1977
Deed SaleJan 1, 1977
Deed Document Number0000074758
Record UpdatedJun 8, 2026

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN NC
Property Address641 S MAIN ST, FRANKLINTON, NC 27525-9098
Document Number0022212166
Instrument DateAug 12, 2020
Transaction TypeMortgage
Record UpdatedOct 5, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 S MAIN ST FRANKLINTON NC 275259098, FRANKLINTON, NC 27525-9098

Mortgage

Document Number0022212166
DateSep 2, 2020
Book Page002221/002166
Instrument10030690
Lender
NameSELENE FIN
TypeFunding / Finance Company
AddressHOUSTON, TX 77042
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyFranklin County
Unified School DistrictFranklin County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$683.00 (+40.25%)$224,050 (+102.54%) Land $100,100 Building $123,950$224,050 (+102.54%) Land $100,100 Building $123,950
2023$487.00$110,620 Land $21,920 Building $88,700$110,620 Land $21,920 Building $88,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FRANKLINTON
serves 3,142 people · EPA ID NC0235010
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
not recorded as resolved · Jul 2026
Total trihalomethanes
resolved · Oct 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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