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641 S Elm Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 641 S Elm Ave, Erwin, TN 37650

Property Summary

Property TypeSingle Family Home
Details1 ba · 792 sqft · built 1946
Lot Size0.257 acres (11,207 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Oct 2017)
Tax Bill$538 (2024)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN031B-D-024.00

Property Details

APN / Parcel Number

Primary APN031B-D-024.00
Alternative APNs
  • 086031B D 02400
  • 000007021

Interior

Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Stories1 Story
Building Area792 sqft Living Area
1st Floor Area792 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1991
Architectural StyleCustom Design
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,207 sqft (0.257 acres)
Lot Dimensions136 ft deep x 83 ft wide
TerrainRolling
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen/Unfinished Porch
Porch Area16 sqft
Deck Area128 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address641 S ELM AVE
CityERWIN
StateTN
Zip37650-1003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionCASE # 007048 135X82
Legal SubdivisionCHARLES L MCNABB SURV
JurisdictionUNICOI TN
Township / Civil Division1
Census Block Group2
Census Block2002
Census Tract80400

Owner

641 S Elm Ave is owned and occupied by an individual who bought it in October 2017.

Source: Unicoi County records, as of March 25, 2026

Owner of RecordIndividual Name on File
Mailing Address641 S ELM AVE, ERWIN, TN 37650-1003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2017 · Amount on File
Deed SaleOct 20, 2017 · Amount on File
Prior SaleOct 6, 2010 · Amount on File
Deed Document Number20171838
Deed Book / Page407 / 510
Record UpdatedOct 29, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNICOI TN
Recording DateOct 20, 2017
Property Address641 S ELM AVE, ERWIN, TN 37650-1003
Document Number0000407510
Book / Page407 / 510
Instrument DateOct 13, 2017
Instrument17001838
Transaction TypeTransfer
Record UpdatedJun 16, 2022
Title CompanyDEBBIE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$259.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 S ELM AVE, ERWIN, TN 37650-1003

Mortgage

Document Number407513
DateOct 20, 2017
Book Page407/513
Instrument17001839
Lender
NameMORTGAGE INVESTORS GROUP INC
TypeMortgage Company
AddressKNOXVILLE, TN 37923
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyUnicoi County
MunicipalityErwin Town
Unified School DistrictUnicoi County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,625 Land $5,025 Building $15,600$82,500 Land $20,100 Building $62,400
2024$538.00
2023$20,625 (-) Land $5,025 Building $15,600
2022$485.00$20,625 Land $5,025 Building $15,600$82,500 Land $20,100 Building $62,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 641 S Elm Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1984–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 S Elm Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemERWIN UTILITIES AUTHORITY
serves 12,478 people · EPA ID TN0000231
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
Erwin Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Elm Ave

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