Utah County property record for 641 S 1700 E, Spanish Fork, UT 84660
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 1,488 sqft · built 1974 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $452,787 (Nov 2025) |
| Tax Bill | $2,279 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-093-0027 |
| Primary APN | 46-093-0027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 2,496 sqft |
| 1st Floor Area | 1,488 sqft |
| Basement Area | 1,008 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | A-Frame |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Carport |
| Garage Area | 560 sqft |
| Carport | Carport |
| Carport Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 065209 |
|---|---|
| Street Address | 641 S 1700 E |
| City | SPANISH FORK |
| State | UT |
| Zip | 84660-2744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6, BLK 3, PLAT A, MOUNT LOAFER SUB. |
| Legal Subdivision | MOUNT LOAFER SUB |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | SPANISH FORK-PAYSON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 3205 |
Source: Utah County records · APN 46-093-0027
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 641 S 1700 E, SPANISH FORK, UT 84660-2744 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on Record |
| Deed Sale | Nov 10, 2025 · Amount on Record |
| Deed Document Number | 202587850 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 641 S 1700 E, SPANISH FORK, UT 84660-2744 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | NOVATION TITLE INSURANCE AGENCY, NOVATION TITLE INS AGCY |
| Name | Verified Name |
|---|
| Document Number | 0000087903 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 87903:2025 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Nov 10, 2025 |
| Property Address | 641 S 1700 E, SPANISH FORK, UT 84660-2744 |
| Document Number | 0000087850 |
| Instrument Date | Nov 07, 2025 |
| Instrument | 87850:2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | REAL ADVANTAGE TITLE, REAL ADVANTAGE TITLE INSURA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 641 S 1700 E, SPANISH FORK, UT 84660-2744 |
| Document Number | 0000087902 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 87902:2025 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Spanish Fork City |
| Unified School District | Nebo School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,165 (-43.71%) | $440,300 (+2.35%) Land $155,100 Building $285,200 | |
| 2025 | $2,279.00 | $430,200 (+92.8%) Land $155,100 Building $275,100 | $430,200 (+6.04%) Land $155,100 Building $275,100 |
| 2024 | $2,279.00 (+5.41%) | ||
| 2023 | $2,162.00 (-3.09%) | $223,135 | $405,700 Land $147,600 Building $258,100 |
| 2022 | $2,231.00 |
Source: FEMA National Flood Hazard Layer, Utah County (49049C), as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spanish Fork City Fiber | 10,000 / 10,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Boston Omaha.
Based on FCC filings for 468 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system UTAH25003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPANISH FORK CITY serves 47,169 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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