Chesapeake City property record for 641 Rutherford Dr, Chesapeake, VA 23322 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,173 sqft · built 1985 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,753 (2025) |
| Deeds & Mortgages | Oct 2022 Refinance Dec 2019 Mortgage |
| APN | 0614013000110 |
| Primary APN | 0614013000110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,173 sqft Living Area |
| 1st Floor Area | 1,900 sqft |
| Attic | Attic |
| Attic Area | 420 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 90 ft deep x 227 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | Deck Area |
| Patio Area | 306 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 641 RUTHERFORD DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11 ETHERIDGE MEADOWS SEC ONE |
| Legal Subdivision | ETHERIDGE MEADOWS/CEDAR RIDGE MANOR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21012 |
Source: Chesapeake City records · APN 0614013000110
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 641 RUTHERFORD DR, CHESAPEAKE, VA 23322-3474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance RIVER CITY MORTGAGE LLC |
| Dec 30, 2019 | Deed of Trust, Mortgage · VA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 641 RUTHERFORD DR, CHESAPEAKE, VA 23322-3474 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 010612/501 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 10612/501 |
| Instrument | 220032337 |
| Name | RIVER CITY MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 641 RUTHERFORD DR, CHESAPEAKE, VA 23322-3474 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | COASTAL CLOSINGS LLC |
| Name | Verified Name |
|---|
| Document Number | 10096/813 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 10096/813 |
| Instrument | 190036291 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,753.00 (+35.61%) | $470,600 (+8.76%) Land $185,000 Building $285,600 | $470,600 (+8.76%) Land $185,000 Building $285,600 |
| 2023 | $432,700 (+8.45%) Land $175,000 Building $257,700 | $432,700 (+8.45%) Land $175,000 Building $257,700 | |
| 2022 | $399,000 Land $150,000 Building $249,000 | $399,000 Land $150,000 Building $249,000 | |
| 2019 | $3,505.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (1982–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2016, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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