641 Rutherford Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 641 Rutherford Dr, Chesapeake, VA 23322 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,173 sqft · built 1985
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Tax Bill$4,753 (2025)
Deeds & MortgagesOct 2022 Refinance
Dec 2019 Mortgage
APN0614013000110

Property Details

APN / Parcel Number

Primary APN0614013000110

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,173 sqft Living Area
1st Floor Area1,900 sqft
AtticAttic
Attic Area420 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions90 ft deep x 227 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchSlab
Porch Area32 sqft
Deck AreaDeck Area
Patio Area306 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address641 RUTHERFORD DR
CityCHESAPEAKE
StateVA
Zip23322-3474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11 ETHERIDGE MEADOWS SEC ONE
Legal SubdivisionETHERIDGE MEADOWS/CEDAR RIDGE MANOR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3001
Census Tract21012

Owner

Source: Chesapeake City records · APN 0614013000110

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address641 RUTHERFORD DR, CHESAPEAKE, VA 23322-3474
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
RIVER CITY MORTGAGE LLC
Dec 30, 2019Deed of Trust, Mortgage · VA Mortgage
TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address641 RUTHERFORD DR, CHESAPEAKE, VA 23322-3474
Transaction TypeMortgage
Record UpdatedNov 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010612/501
DateOct 24, 2022
Book Page10612/501
Instrument220032337
Lender
NameRIVER CITY MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2052
Interest
Rate TypeFixed Rate

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address641 RUTHERFORD DR, CHESAPEAKE, VA 23322-3474
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCOASTAL CLOSINGS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10096/813
DateDec 30, 2019
Book Page10096/813
Instrument190036291
Lender
NameTIDEWATER MORTGAGE SERVICES INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,753.00 (+35.61%)$470,600 (+8.76%) Land $185,000 Building $285,600$470,600 (+8.76%) Land $185,000 Building $285,600
2023$432,700 (+8.45%) Land $175,000 Building $257,700$432,700 (+8.45%) Land $175,000 Building $257,700
2022$399,000 Land $150,000 Building $249,000$399,000 Land $150,000 Building $249,000
2019$3,505.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims2 (1982–2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2016, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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