Baxter County property record for 641 Ridge Rd, Mountain Home, AR 72653
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,564 sqft |
| Owner | Individual Name on File |
| Last Sale | $139,000 (Dec 2018) |
| Tax Bill | $756 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-06966-047 |
| Primary APN | 002-06966-047 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| 1st Floor Area | 1,564 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Construction Type | Frame |
|---|---|
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Garage Type | Attached |
| Driveway | Driveway |
| Driveway Area | 1,296 sqft |
| Porch | Glass Porch |
| Porch Area | 260 sqft |
| Deck Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 641 RIDGE RD |
|---|---|
| City | MOUNTAIN HOME |
| State | AR |
| Zip | 72653-8889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 & LOT 48 OF MOUNTAIN ACRES EXCEPT THE FOLLOWING DESCRIBED TRACT: BEGINNING AT THE NE CORNER OF SAID LOT 48, RUN SOUTH |
| Legal Subdivision | MOUNTAIN ACRES |
| Legal Lot Number | 47,48 |
| Jurisdiction | BAXTER AR |
| Township / Civil Division | MILL |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 950600 |
641 Ridge Rd is owned and occupied by an individual who bought it in December 2018.
Source: Baxter County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 641 RIDGE RD, MOUNTAIN HOME, AR 72653-8889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ANSTAFF BANK NA |
| Dec 18, 2018 | Warranty Deed, Transfer · Line of Credit ANSTAFF BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on File |
| Deed Sale | Dec 18, 2018 · Amount on File |
| Deed Document Number | L201811102 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 641 RIDGE RD, MOUNTAIN HOME, AR 72653-8889 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | L202203430 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | L202203430 |
| Name | ANSTAFF BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN FOREST, AR 72638 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Dec 18, 2018 |
| Property Address | 641 RIDGE RD, MOUNTAIN HOME, AR 72653-8889 |
| Document Number | L201811102 |
| Instrument Date | Dec 13, 2018 |
| Instrument | L201811102 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $458.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6415 ZACKS MILL RD, 6415, ANGIER, NC 27501-7101 |
| Name | Verified Name |
|---|---|
| Address | 641 RIDGE RD, MOUNTAIN HOME, AR 72653-8889 |
| Investor | Possibly a Property Investor |
| Document Number | L201811103 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | L201811103 |
| Name | ANSTAFF BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Feb 25, 2024 |
The 2025 property tax bill for 641 Ridge Rd was $756 with a homeowner's exemption, down 5.4% from the year before.
Source: Baxter County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Unified School District | Mountain Home School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $756.00 (-5.38%) Homeowner's exemption | $33,140 Land $2,100 Building $31,040 | |
| 2024 | $799.00 (-2.32%) | ||
| 2023 | $818.00 Homeowner's exemption | $33,140 Land $2,100 Building $31,040 | $165,700 Land $10,500 Building $155,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 641 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 641 Ridge Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 76% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH EAST PUBLIC WATER AUTH serves 4,665 people · EPA ID AR0000033 |
|---|---|
| Water Source | Purchased surface water from MOUNTAIN HOME WATERWORKS |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NEXT, Powered by NAEC Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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