Hamilton County property record for 641 Riddle Rd, Cincinnati, OH 45220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,732 sqft · built 1911 |
| Lot Size | 0.185 acres (8,102 sqft) |
| Owner | Individual Name on File |
| Last Sale | $213,000 (Mar 2019) |
| Tax Bill | $4,948 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 101-0005-0086-00 |
| Primary APN | 101-0005-0086-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Attic | Attic |
| Attic Area | 562 sqft |
| Basement Area | 1,170 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1911 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 8,102 sqft (0.185 acres) |
| Lot Dimensions | 200 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 641 RIDDLE RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45220-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 40 X 200 IRR PT LOT 4 J RIDDLES SUB SHFF SUB OF 69-70 |
| Legal Subdivision | RIDDLES SUB SHFF SUB |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2902 |
Source: Hamilton County assessment roll, APN 101-0005-0086-00, as of March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4288 HIGHLAND GREEN DR, MASON, OH 45040-2791 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK |
| Mar 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2019 · Amount on Record |
| Deed Sale | Mar 18, 2019 · Amount on Record |
| Prior Sale | Jul 12, 2005 · Amount on Record |
| Deed Document Number | 0000019984 |
| Deed Book / Page | 13876 / 01761 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 641 RIDDLE RD, CINCINNATI, OH 45220-2601 |
| Document Number | 0000031292 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 641 RIDDLE RD CINCINNATI OH 452202601, CINCINNATI, OH 45220-2601 |
| Document Number | 0000031292 |
|---|---|
| Date | Apr 02, 2020 |
| Book Page | 014138/001721 |
| Instrument | 31292 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | MASON, OH 45040 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 18, 2019 |
| Property Address | 641 RIDDLE RD, CINCINNATI, OH 45220-2601 |
| Document Number | 0000019984 |
| Book / Page | 13876 / 01761 |
| Map Reference | MB 311 PG 229 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 2019-0019984 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $852.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Document Number | 0000019985 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 2019-0019985 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: Hamilton County assessment roll as of March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,948.00 (+0.14%) | $78,001 (-) Land $15,540 Building $62,461 | |
| 2024 | $4,941.00 (-0.16%) | $78,001 (-) Land $15,540 Building $62,461 | |
| 2023 | $4,949.00 (-5.86%) | $78,001 (+4.63%) Land $15,540 Building $62,461 | $222,860 (+4.63%) Land $44,400 Building $178,460 |
| 2022 | $5,257.00 | $74,551 Land $12,807 Building $61,744 | |
| 2020 | $213,000 Land $36,590 Building $176,410 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610029021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 502 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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