641 Porta Rosa Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 641 Porta Rosa Cir, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,498 sqft · built 2006
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Tax Bill$5,919 (2025)
Deeds & MortgagesMar 2017 Mortgage
Mar 2017 Sale
Flood ZoneZone X (minimal risk)
APN028685-4910

Property Details

APN / Parcel Number

Primary APN028685-4910

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,498 sqft Living Area
Gross Area2,958 sqft
1st Floor Area2,498 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address641 PORTA ROSA CIR
CitySAINT AUGUSTINE
StateFL
Zip32092-0456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description52/16-42 MURABELLA UNIT 1 LOT 491 OR2836/913 & 4345/238(C/D)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 1
Legal Block1
Legal Lot Number491
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1010
Census Tract20906

Owner

641 Porta Rosa Cir is owned and occupied by an individual.

Source: St. Johns County records, as of June 17, 2026

Owner of RecordIndividual Name on File
Mailing Address641 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0456
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2017Deed of Trust, Mortgage · Conventional with PMI
SUNTRUST MTG
Mar 16, 2017Grant Deed
SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address641 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0456
Document Number0043450239
Instrument DateMar 10, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address641 PORTA ROSA CIR ST AUGUSTINE FL 320920456, ST AUGUSTINE, FL 32092-0456

Mortgage

Document Number0043450239
DateMar 16, 2017
Book Page004345/000239
Instrument18588
Lender
NameSUNTRUST MTG
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 15, 2047

March 2017: Grant Deed

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateMar 16, 2017
Property Address641 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0456
Document Number0043450238
Book / Page004345 / 000238
Instrument DateMar 2, 2017
Instrument18587
Record UpdatedApr 4, 2017
Title CompanySHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address641 PORTA ROSA CIR ST AUGUSTINE FL 320920456, ST AUGUSTINE, FL 32092-0456

Tax Assessment & Valuation

The 2025 property tax bill for 641 Porta Rosa Cir was $5,919 with exemptions applied, up 7.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,177 (+2.7%)$413,988 (-2.28%) Land $110,000 Building $303,988
2025$5,919.00 (+7.66%) Homeowner's exemption Widower's exemption$218,283$423,654 Land $110,000 Building $313,654
2024$5,498.00 (+4.41%)
2023$5,266.00 (+1.98%) Homeowner's exemption Widower's exemption$205,952 (+3%)$431,563 (+9.57%) Land $89,600 Building $341,963
2022$5,164.00 Homeowner's exemption Widower's exemption$199,953$393,886 Land $89,600 Building $304,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Porta Rosa Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Porta Rosa Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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