641 Plantation St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 641 Plantation St, Worcester, MA 01605 · Last verified April 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 4 ba · 4,748 sqft · built 1920
Lot Size	0.273 acres (11,889 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Aug 2017)
Tax Bill	$10,876 (2025)
Deeds & Mortgages	Jul 2021 Refinance Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-036-00098`

Property Details

APN / Parcel Number

Primary APN	`46-036-00098`
Alternative APN	`WORC M:46 B:036 L:00098`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Units	4 Units
Stories	2 Stories
Building Area	4,748 sqft Living Area
Gross Area	7,251 sqft
1st Floor Area	2,573 sqft
Basement Area	1,866 sqft
Unfinished Basement	1,866 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,889 sqft (0.273 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	46-036-00098
Street Address	641 PLANTATION ST
City	WORCESTER
State	MA
Zip	01605-2059
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	36
Legal Lot Number	98
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1021
Census Tract	732002

Owner

Source: Worcester County and Worcester City records · APN 46-036-00098

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	641 PLANTATION ST, WORCESTER, MA 01605-2059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK
Jun 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK
Aug 04, 2017	Quit Claim Deed, Transfer · Commercial Mortgage SECURITY FIRST MTG FN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 04, 2017 · Amount on Record
Deed Sale	Aug 04, 2017 · Amount on Record
Deed Book / Page	57540 / 346
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	641 PLANTATION ST, WORCESTER, MA 01605-2059
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065583-168
Date	Jul 09, 2021
Book Page	65583/168
Instrument	95994

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	641 PLANTATION ST, WORCESTER, MA 01605-2059
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62580-209
Date	Jun 12, 2020
Book Page	62580/209
Instrument	61527

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 04, 2017
Property Address	641 PLANTATION ST, WORCESTER, MA 01605-2059
Document Number	57540-346
Book / Page	57540 / 346
Instrument	85042
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$55.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 PLANTATION ST, WORCESTER, MA 01605-2059

Mortgage

Document Number	575400349
Date	Aug 04, 2017
Instrument	57540/0349

Lender

Name	SECURITY FIRST MTG FN

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 04, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,876.00 (+11.89%)	$824,600 (+21.66%) Land $118,800 Building $705,800
2023	$9,720.00	$677,800 Land $58,900 Building $618,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 225 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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