641 Plank Rd, Decatur, TN 37322 Property Records

Meigs County property record for 641 Plank Rd, Decatur, TN 37322

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,508 sqft · built 2010
Lot Size	1.64 acres (71,438 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jan 2024)
Tax Bill	$889 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061062 04706`

Property Details

APN / Parcel Number

Primary APN	`061062 04706`
Alternative APN	`062 04706`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Basement Area	704 sqft
Finished Basement	704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2018
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	71,438 sqft (1.64 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	428 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	641 PLANK RD
City	DECATUR
State	TN
Zip	37322-5614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 20% COMPLETE, COUNTY AREA: E01
Legal Subdivision	SCOTT THOMAS MICHAEL
Legal Lot Number	1
Jurisdiction	MEIGS TN
Township / Civil Division	2
Census Block Group	2
Census Block	2084
Census Tract	960200

Owner

641 Plank Rd is owned and occupied by an individual who bought it in January 2024.

Source: Meigs County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	641 PLANK RD, DECATUR, TN 37322-5614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 25, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2024 · Amount on File
Deed Sale	Jan 25, 2024 · Amount on File
Prior Sale	Nov 15, 2022 · Amount on File
Deed Document Number	47457
Deed Book / Page	R6 / 472
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEIGS TN
Property Address	641 PLANK RD, DECATUR, TN 37322-5614
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 PLANK RD, DECATUR, TN 37322-5614

Mortgage

Document Number	000242/193
Date	Mar 11, 2021
Book Page	242/193
Instrument	39712

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEIGS TN
Recording Date	Jan 25, 2024
Property Address	641 PLANK RD, DECATUR, TN 37322-5614
Document Number	0000R6/472
Book / Page	R6 / 472
Map Reference	ENV 294 SIDE B-B
Instrument Date	Jan 11, 2024
Instrument	47457
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	WOODVILLE TITLE AGENCY, KNOXVILLE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 PLANK RD, DECATUR, TN 37322-5614

Mortgage

Document Number	0000047458
Date	Jan 25, 2024
Instrument	47458

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEIGS TN
Recording Date	Nov 15, 2022
Property Address	641 PLANK RD, DECATUR, TN 37322-5614
Document Number	0000N6/445
Book / Page	N6 / 445
Map Reference	ENV 294 SL B-B
Instrument Date	Nov 10, 2022
Instrument	44817
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	EQUI TITLE INC, EQUITITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,405.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 PLANK RD, DECATUR, TN 37322-5614

Mortgage

Document Number	0000044818
Date	Nov 15, 2022
Instrument	44818

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEIGS TN
Recording Date	Mar 22, 2019
Property Address	641 PLANK RD, DECATUR, TN 37322-5614
Document Number	A6484
Book / Page	0000A6 / 000484
Instrument Date	Mar 20, 2019
Instrument	34735
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 411 GEORGETOWN TN 373360411, GEORGETOWN, TN 37336-0411

Tax Assessment & Valuation

The 2025 property tax bill for 641 Plank Rd was $889.

Source: Meigs County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Meigs County
Unified School District	Meigs County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$889.00	$52,675 (-) Land $2,850 Building $49,825
2024	$889.00	$52,675 (-) Land $2,850 Building $49,825
2023	$889.00	$52,675 (+111.55%) Land $2,850 Building $49,825
2022	$889.00	$24,900 Land $2,850 Building $22,050	$99,600 (-52.73%) Land $11,400 Building $88,200
2021			$210,700 Land $11,400 Building $199,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 641 Plank Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Plank Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Plank Rd

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