641 Piney Way, Apt D, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 641 Piney Way, Apt D, Morro Bay, CA 93442

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,364 sqft · built 1978
Lot Size	0.031 acres (1,364 sqft)
Owner	2 Company Names on File
Last Sale	$699,000 (Sep 2025)
Tax Bill	$6,009 (2025)
Deeds & Mortgages	Sep 2026 Sale Jun 2026 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`066-126-033`

Property Details

APN / Parcel Number

Primary APN	`066-126-033`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,364 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	1,364 sqft (0.031 acres)
Lot Dimensions	40 ft deep x 22 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	641 PINEY WAY, D
City	MORRO BAY
State	CA
Zip	93442-2377
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	CY MB TR 622 UNIT 9 & PTN LT A
Legal Subdivision	PINE MAR MANOR
Legal Tract	622
Legal Block	3
Legal Lot Number	A
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3017
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	641 PINEY WAY, D, MORRO BAY, CA 93442-2377
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE LENDING
Jun 30, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED MORTGAGE LENDING
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 8, 2025	Grant Deed, Transfer · Conventional Mortgage NEXBANK SSB
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 5, 2018	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE
Jul 5, 2018	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Prior Sale	Jul 5, 2018 · Amount on File
Deed Document Number	202526220
Last Transfer Date	Jun 8, 2026
Transfer Doc	0000020475
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 11, 2026
Property Address	641 PINEY WAY, MORRO BAY, CA 93442-2377
Document Number	0000028944
Instrument Date	Sep 9, 2026
Instrument	202628944
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 30, 2026
Property Address	641 PINEY WAY, MORRO BAY, CA 93442-2377
Document Number	0000020476
Instrument Date	Jun 25, 2026
Instrument	202620476
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020476,
Date	Jun 30, 2026
Instrument	202620476

Lender

Name	UNITED MORTGAGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 30, 2026
Property Address	641 PINEY WAY, MORRO BAY, CA 93442-2377
Document Number	0000020475
Instrument Date	Jun 8, 2026
Instrument	202620475
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020476,
Date	Jun 30, 2026
Instrument	202620476

Lender

Name	UNITED MORTGAGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	641 PINEY WAY APT D, D, MORRO BAY, CA 93442-2377
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 PINEY WAY APTD, MORRO BAY, CA 93442-2377

Mortgage

Document Number	0000065320
Date	Sep 27, 2021
Instrument	2021065320

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 8, 2025
Property Address	641 PINEY WAY APT D, D, MORRO BAY, CA 93442-2377
Document Number	0000026220
Map Reference	MB 9 PG 31
Instrument Date	Aug 25, 2025
Instrument	2025026220
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 PINEY WAY APT D, D, MORRO BAY, CA 93442-2377

Mortgage

Document Number	0000026221
Date	Sep 8, 2025
Instrument	2025026221

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	641 PINEY WAY APT D, D, MORRO BAY, CA 93442-2377
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 PINEY WAY D, D, MORRO BAY, CA 93442-2377

Mortgage

Document Number	0000006056
Date	Jan 27, 2021
Instrument	2021006056

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 26, 2019
Property Address	641 PINEY WAY APT D, D, MORRO BAY, CA 93442-2377
Document Number	0000053115
Map Reference	MB 9 PG 31 SH 2
Instrument Date	Oct 23, 2019
Instrument	2019053115
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 PINEY WAY APT D, D, MORRO BAY, CA 93442-2377

Mortgage

Document Number	0000053116
Date	Nov 26, 2019
Instrument	2019053116

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 5, 2018
Property Address	641 PINEY WAY APT D, D, MORRO BAY, CA 93442-2377
Document Number	0000027543
Instrument Date	Jun 25, 2018
Instrument	27543
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 59 LATON CA 932420059, LATON, CA 93242-0059

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 5, 2018
Property Address	641 PINEY WAY APT D, D, MORRO BAY, CA 93442-2377
Document Number	0000027544
Map Reference	MB9 PG31 SH2
Instrument Date	Jun 20, 2018
Instrument	2018027544
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 PINEY WAY APT D, D, MORRO BAY, CA 93442-2377

Mortgage

Document Number	0000027545
Date	Jul 5, 2018
Instrument	2018027545

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$587,374 (+6.37%) Land $346,271 Building $241,103
2025	$6,009.00 (+3.66%) Homeowner's exemption	$552,178 (+4.04%) Land $306,766 Building $245,412
2023	$5,797.00 (+6.72%) Homeowner's exemption	$530,737 Land $294,854 Building $235,883
2022	$5,432.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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