641 Penfield Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 641 Penfield Rd, Fairfield, CT 06824

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 4,472 sqft · built 2019
Lot Size0.278 acres (12,125 sqft)
Owner2 Individual Names on File
Last Sale$3,550,000 (Sep 2023)
Tax Bill$51,972 (2025)
Deeds & MortgagesAug 2026 Mortgage
Sep 2023 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APNFAIR M:138 B:134

Property Details

APN / Parcel Number

Primary APNFAIR M:138 B:134
Alternative APNs
  • FFLD M:138 B:134
  • M:138 L:134 X
  • 5584

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area4,472 sqft Living Area
Gross Area8,557 sqft
Basement Area284 sqft
Finished Basement284 sqft
Unfinished Basement284 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,125 sqft (0.278 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number5584
Street Address641 PENFIELD RD
CityFAIRFIELD
StateCT
Zip06824-6715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Block134
JurisdictionFAIRFIELD CT
Township / Civil DivisionFAIRFIELD
Census Block Group3
Census Block3023
Census Tract61500

Owner

641 Penfield Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Fairfield Town records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address641 PENFIELD RD, FAIRFIELD, CT 06824-6715
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Deed of Trust, Mortgage
JPMORGAN CHASE BANK
Sep 8, 2023Warranty Deed, Transfer
Aug 26, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
US BANK NA
Aug 17, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2023 · Amount on File
Deed SaleSep 8, 2023 · Amount on File
Prior SaleAug 26, 2020 · Amount on File
Deed Document Number20232023-4380
Deed Book / Page6447 / 15
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD CT
Recording DateAug 14, 2026
Property Address641 PENFIELD RD, FAIRFIELD, CT 06824-6715
Document Number0000004600
Book / Page6755 / 250
Instrument DateAug 6, 2026
Instrument20264600
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 PENFIELD RD, FAIRFIELD, CT 06824-6715

Mortgage

Document Number0000004600,
DateAug 14, 2026
Book Page6755/250
Instrument20264600
Lender
NameJPMORGAN CHASE BANK
Agreement
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD CT
Recording DateSep 8, 2023
Property Address641 PENFIELD RD, FAIRFIELD, CT 06824-6715
Document Number0006447-15
Book / Page6447 / 15
Instrument DateSep 7, 2023
Instrument2023-4380
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address80 MOUNTAIN LAUREL RD, FAIRFIELD, CT 06824-2423

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD CT
Recording DateAug 26, 2020
Property Address641 PENFIELD RD, FAIRFIELD, CT 06824-6715
Document Number5968-270
Book / Page5968 / 270
Instrument DateAug 25, 2020
Instrument2020-6870
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address431 ASPEN LN, TRUMBULL, CT

Mortgage

Document Number20206871
DateAug 26, 2020
Instrument2020-6871
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateSep 1, 2030
Max Rate At Change2.75%
Index1-Year CMT

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD CT
Recording DateAug 17, 2018
Property Address641 PENFIELD RD, FAIRFIELD, CT 06824-6715
Document Number5699-337
Book / Page005699 / 000337
Instrument DateAug 9, 2018
Instrument5478
Transaction TypeTransfer
Record UpdatedSep 11, 2018

Transaction

AmountAmount on Record
Tax$900.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address198 FAIRFIELD BEACH RD FAIRFIELD CT 068246842, FAIRFIELD, CT 06824-6842

Tax Assessment & Valuation

The 2025 property tax bill for 641 Penfield Rd was $51,972.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionFairfield Town
Unified School DistrictFairfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$51,972.00$1,830,640 Land $548,450 Building $1,282,190$1,281,448 Land $383,915 Building $897,533
2024$51,972.00 (+3.2%)
2023$50,361.00$1,830,640 Land $548,450 Building $1,282,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Penfield Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 641 Penfield Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION-EASTERN FAIRFIELD COUNTY
private · serves 351,756 people · EPA ID CT0150011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000

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