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641 Pearl St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 641 Pearl St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1950
Lot Size0.547 acres (23,806 sqft)
OwnerIndividual Name on Record
Last Sale$26,000 (Apr 1975)
Tax Bill$8,519 (2026)
Deeds & MortgagesNov 2025 Transfer
Dec 2020 Transfer
Flood ZoneZone X (minimal risk)
APNREAD M:052.0-0000-0053.0

Property Details

APN / Parcel Number

Primary APNREAD M:052.0-0000-0053.0
Alternative APNs
  • M:052.0=0000=0053.0
  • 2250000000050
  • 2250000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,344 sqft Living Area
Gross Area2,824 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1961
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,806 sqft (0.547 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2250000000050
Street Address641 PEARL ST
CityREADING
StateMA
Zip01867-1145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS20
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1000
Census Tract334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 GREENBRIAR DR, 203, NORTH READING, MA 01864-3131
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Quit Claim Deed, Transfer
Quitclaim
Dec 9, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 1975 · Amount on Record
Deed SaleApr 22, 1975 · Amount on Record
Last Transfer DateOct 30, 2025
Transfer Doc084890-475
Record UpdatedOct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateNov 18, 2025
Property Address641 PEARL ST, READING, MA 01867-1145
Document Number084890-475
Book / Page84890 / 475
Instrument DateOct 30, 2025
Instrument141095
Transaction TypeTransfer
Record UpdatedDec 17, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 GREENBRIAR DR APT 203, 203, NORTH READING, MA 01864-3131

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateDec 9, 2020
Property Address641 PEARL ST, READING, MA 01867-1145
Document Number76377-306
Book / Page076377 / 000306
Instrument DateNov 16, 2020
Instrument233509
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 PEARL ST READING MA 018671145, READING, MA 01867-1145

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,519.00 (+3.51%)$777,300 (+7.57%) Land $515,700 Building $261,600$763,914 (+16.62%)
2025$8,230.00 (+0.22%)$722,600 (+3.13%) Land $479,400 Building $243,200$655,025 (-7.97%)
2024$8,212.00 (+6.87%)$700,700 (+14.81%) Land $464,800 Building $235,900$711,740
2023$7,684.00$610,300 Land $404,900 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1982–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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