Kalamazoo County property record for 641 Osterhout, Schoolcraft, MI 49087
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,040 sqft · built 1948 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,329 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-18-479-210 |
| Primary APN | 14-18-479-210 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 641 OSTERHOUT |
|---|---|
| City | SCHOOLCRAFT |
| State | MI |
| Zip | 49087-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PH679-4304 |
| Legal Description | S 6-32 OSTERHOUTS ADDITION TO THE VILLAGE OF SCHOO LCRAFT LOT 32 BLK 4 |
| Legal Subdivision | OSTERHOUTS ADD |
| Legal Block | 4 |
| Legal Lot Number | 32 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | SCHOOLCRAFT |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 6102 |
Source: Kalamazoo County records · APN 14-18-479-210
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 641 OSTERHOUT, SCHOOLCRAFT, MI 49087-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2026 | Deed of Trust, Mortgage · Line of Credit KALAMAZOO COUNTY STATE BANK |
| Nov 30, 2021 | Deed of Trust, Mortgage · Line of Credit KALAMAZOO COUNTY STATE BANK |
| Jul 23, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Aug 05, 2026 |
| Property Address | 641 OSTERHOUT, SCHOOLCRAFT, MI 49087-9704 |
| Document Number | 0000023556 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202623556 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 641 OSTERHOUT, SCHOOLCRAFT, MI 49087-9704 |
| Document Number | 0000023556, |
|---|---|
| Date | Aug 05, 2026 |
| Instrument | 202623556 |
| Name | KALAMAZOO COUNTY STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 11, 2036 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 641 OSTERHOUT, SCHOOLCRAFT, MI 49087-9704 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 641 OSTERHOUT, SCHOOLCRAFT, MI 49087-9704 |
| Document Number | 2021047355 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021-047355 |
| Name | KALAMAZOO COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Address | SCHOOLCRAFT, MI 49087 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 11, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Jul 23, 2018 |
| Property Address | 641 OSTERHOUT, SCHOOLCRAFT, MI 49087-9704 |
| Document Number | 2018023462 |
| Map Reference | LB2 PG7 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 2018-023462 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 641 OSTERHOUT, 641, SCHOOLCRAFT, MI 49087-9704 |
| Name | Verified Name |
|---|---|
| Address | 1574 N BARONESS ST, SALT LAKE CITY, UT 84116-4103 |
Source: Kalamazoo County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Schoolcraft Township |
| Municipality | Schoolcraft Village |
| Unified School District | Schoolcraft Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,600 (+40.45%) | $163,200 (+40.45%) | |
| 2025 | $2,329.00 (+33.77%) Homeowner's exemption | ||
| 2023 | $58,100 | $116,200 | |
| 2019 | $1,741.00 |
Source: FEMA National Flood Hazard Layer as of June 8, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Broadband Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Metronet Holdings, Verizon.
Based on FCC filings for 134 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUGARLOAF MOBILE HOME PARK private · serves 142 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Also Mapped Here | SCHOOLCRAFT |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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