641 Osage Dr, Dyer, IN 46311 Property Records

Lake County property record for 641 Osage Dr, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,264 sqft · built 1973
Lot Size	0.246 acres (10,725 sqft)
Owner	Individual Name on File
Last Sale	$222,775 (Sep 2022)
Tax Bill	$3,284 (2024)
Deeds & Mortgages	Sep 2022 Sale Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0134-0006`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0134-0006`
Alternative APNs	`45-10-13-426-024.000-034` `121401340006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,264 sqft Living Area
Gross Area	5,376 sqft
1st Floor Area	1,632 sqft
Basement Area	1,632 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,725 sqft (0.246 acres)
Lot Dimensions	143 ft deep x 75 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	641 OSAGE DR
City	DYER
State	IN
Zip	46311-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHEASANT HILLS ADD. UNIT NO. 4 LOT 6
Legal Subdivision	PHEASANT HILLS ADD
Legal Lot Number	6
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2013
Census Tract	42802

Owner

641 Osage Dr is owned and occupied by an individual who bought it in September 2022.

Source: Lake County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	641 OSAGE DR, DYER, IN 46311-2242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE
Sep 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2022 · Amount on File
Deed Sale	Sep 7, 2022 · Amount on File
Prior Sale	Sep 7, 2022 · Amount on File
Deed Document Number	2022536152
Prior Transfer Date	May 23, 2011
Prior Transfer Doc	2011029139
Record Updated	Jun 8, 2026

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE IN
Recording Date	Sep 7, 2022
Property Address	641 OSAGE DR, DYER, IN 46311-2242
Document Number	0000036151
Map Reference	MB 42 PG 11
Instrument Date	Aug 31, 2022
Instrument	2022-536151
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 211TH ST, DYER, IN 46311-1107

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 7, 2022
Property Address	641 OSAGE DR, DYER, IN 46311-2242
Document Number	0000036152
Map Reference	MB 42 PG 11
Instrument Date	Aug 31, 2022
Instrument	2022-536152
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 OSAGE DR, DYER, IN 46311-2242

Mortgage

Document Number	0000036153
Date	Sep 7, 2022
Instrument	2022-536153

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$331,100 Land $69,800 Building $261,300	$331,100 Land $69,800 Building $261,300
2024	$3,284.00
2023		$295,800 (+1.37%) Land $69,800 Building $226,000	$295,800 (+1.37%) Land $69,800 Building $226,000
2022	$3,540.00	$291,800 Land $69,800 Building $222,000	$291,800 Land $69,800 Building $222,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Osage Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	34 (1979–2026)
Claims Outside the SFHA	2 of 34
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims Severe Storms And Flooding, Sep 2008 · 12 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 641 Osage Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Surf Internet.

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