641 Orphanage Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 641 Orphanage Rd, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,065 sqft · built 2005
Lot Size0.79 acres (34,412 sqft)
Owner2 Individual Names on Record
Tax Bill$3,827 (2023)
Deeds & MortgagesJan 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN5612 50 2870

Property Details

APN / Parcel Number

Primary APN5612 50 2870
Alternative APNs
  • 04099 0013.300000
  • 34093

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,065 sqft Living Area
Gross Area5,302 sqft
1st Floor Area2,065 sqft
Basement Area2,065 sqft
Unfinished Basement2,065 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area34,412 sqft (0.79 acres)
Lot Dimensions215 ft deep x 150 ft wide
Garage TypeMixed
Garage Area600 sqft
DrivewayAsphalt Driveway
Driveway Area1,320 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area180 sqft
Deck Area392 sqft
Storage Building384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number34093
Street Address641 ORPHANAGE RD
CityCONCORD
StateNC
Zip28027-9643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR18
Legal DescriptionNORTH SIDE ORPHANAGE RD
Legal SubdivisionWINECOFF SCHOOL
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group1
Census Block1012
Census Tract41100

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address641 ORPHANAGE RD, CONCORD, NC 28027-9643
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 14, 2005
Transfer Doc0000584895
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address641 ORPHANAGE RD, CONCORD, NC 28027-9643
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 ORPHANAGE RD, CONCORD, NC 28027-9643

Mortgage

Document Number0015819222
DateJan 31, 2022
Book Page15819/222
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressSALISBURY, NC 28144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 26, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$403,580 (-) Land $58,350 Building $345,230
2025$403,580 (+44.48%) Land $58,350 Building $345,230
2024$403,580 (+44.48%) Land $58,350 Building $345,230
2023$3,827.00$279,340 Land $24,950 Building $254,390$279,340 Land $24,950 Building $254,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Orphanage Rd

Nearby Streets

Search Property Records by Address or Parcel Number