Monroe County property record for 641 Orchard St, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.684 acres (29,795 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (May 2019) |
| Tax Bill | $2,489 (2025) |
| Deeds & Mortgages | May 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 02-585-027-00 |
| Primary APN | 02-585-027-00 |
|---|
| Lot Area | 29,795 sqft (0.684 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 641 ORCHARD ST |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-1631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUPERVISORS PLAT OF ORCHARDALE ALLOTMENT LOTS 33 & 36 |
| Legal Subdivision | SUPRVRS OF ORCHARDALE ALLT |
| Legal Lot Number | 33,36 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 833200 |
641 Orchard St is owned and occupied by an individual who bought it in May 2019.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 641 ORCHARD ST, TEMPERANCE, MI 48182-1631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on File |
| Deed Sale | May 22, 2019 · Amount on File |
| Prior Sale | Jan 10, 2001 · Amount on File |
| Deed Document Number | 20198556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | May 22, 2019 |
| Property Address | 641 ORCHARD ST, TEMPERANCE, MI 48182-1631 |
| Document Number | 2019R08556 |
| Map Reference | LB 6 PG 49 |
| Instrument Date | May 20, 2019 |
| Instrument | 2019R08556 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1849 TOBEN RD, 1849, CARLETON, MI 48117-9020 |
| Name | Verified Name |
|---|---|
| Address | 10442 ROUND LAKE HWY, BROOKLYN, MI 49230-8016 |
| Document Number | 0000008557 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 2019R08557 |
| Name | GVC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 641 Orchard St was $2,489 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,300 Land $6,800 Building $99,500 | $212,600 Land $13,600 Building $199,000 | |
| 2025 | $2,489.00 Homeowner's exemption | ||
| 2023 | $2,289.00 Homeowner's exemption | $72,100 | $144,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 641 Orchard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 641 Orchard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber, Verizon.
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