Ross County property record for 641 Oneida Rd, Chillicothe, OH 45601
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,076 sqft · built 1945 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Apr 2010) |
| Tax Bill | $3,313 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-53-33-006.000 |
| Primary APN | 30-53-33-006.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,076 sqft Living Area |
| Gross Area | 3,084 sqft |
| 1st Floor Area | 1,048 sqft |
| 2nd Floor Area | 1,008 sqft |
| Upper Floors Area | 40 sqft |
| Basement Area | 1,008 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 40 sqft |
| Balcony Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 533300 |
|---|---|
| Street Address | 641 ONEIDA RD |
| City | CHILLICOTHE |
| State | OH |
| Zip | 45601-1228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 641 ONEIDA RD RES BR&VAN B37 50X110 53- 33-6 |
| Legal Subdivision | VIRGINIA MILITARY DISTRICT |
| Legal Block | 37 |
| Jurisdiction | ROSS OH |
| Township / Civil Division | SCIOTO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 956100 |
Source: Ross County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 641 ONEIDA RD, CHILLICOTHE, OH 45601-1228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jan 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMELAND CU INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2010 · Amount on Record |
| Deed Sale | Apr 19, 2010 · Amount on Record |
| Deed Document Number | 20102638 |
| Deed Book / Page | 392 / 2088 |
| Prior Transfer Date | Mar 30, 2010 |
| Prior Transfer Doc | 0003920573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | May 18, 2026 |
| Property Address | 641 ONEIDA RD, CHILLICOTHE, OH 45601-1228 |
| Document Number | 0000003361 |
| Book / Page | 591 / 3614 |
| Instrument Date | May 2, 2026 |
| Instrument | 20263361 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 641 ONEIDA RD, CHILLICOTHE, OH 45601-1228 |
| Document Number | 0000003361, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 591/3614 |
| Instrument | 20263361 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 28, 2046 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 641 ONEIDA RD, CHILLICOTHE, OH 45601-1228 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|---|
| Address | 641 ONEIDA RD, CHILLICOTHE, OH 45601-1228 |
| Document Number | 0005671115 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 567/1115 |
| Instrument | 202300002032 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 641 ONEIDA RD, CHILLICOTHE, OH 45601-1228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005302558 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 0530/2558 |
| Instrument | 201900000273 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 641 ONEIDA RD, CHILLICOTHE, OH 45601-1228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005433687 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 543/3687 |
| Instrument | 202000006679 |
| Name | HOMELAND CU INC |
|---|---|
| Type | Credit Union |
| Address | CHILLICOTHE, OH 45601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: Ross County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Scioto Township |
| Municipality | Chillicothe City |
| Unified School District | Chillicothe City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,313.00 (+45.69%) | $91,770 (+60.83%) Land $8,150 Building $83,620 | $262,200 (+60.85%) Land $23,280 Building $238,920 |
| 2024 | $2,274.00 (-1.6%) Homeowner's exemption | $57,060 (-) Land $8,150 Building $48,910 | $163,010 (-) Land $23,280 Building $139,730 |
| 2023 | $2,311.00 (-0.17%) Homeowner's exemption | $57,060 (-) Land $8,150 Building $48,910 | |
| 2022 | $2,315.00 Homeowner's exemption | $57,060 Land $8,150 Building $48,910 | $163,010 Land $23,280 Building $139,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHILLICOTHE CITY PWS serves 21,725 people · EPA ID OH7100112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Glo Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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