Mecklenburg County property record for 641 Oakbluff Cir, Charlotte, NC 28216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,798 sqft · built 1990 |
| Lot Size | 0.268 acres (11,699 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Oct 2020) |
| Tax Bill | $3,066 (2023) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-291-22 |
| Primary APN | 037-291-22 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,798 sqft Heated Area |
| Gross Area | 2,444 sqft |
| 1st Floor Area | 868 sqft |
| Upper Floors Area | 930 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 11,699 sqft (0.268 acres) |
| Garage Area | 460 sqft |
| Porch | Porch |
| Porch Area | 186 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 037-291-22 |
|---|---|
| Street Address | 641 OAKBLUFF CIR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28216-2625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L8 B4 M23-784 |
| Legal Subdivision | OAKDALE WOODS PH 01 MAP 03 |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 6111 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 641 OAKBLUFF CIR, CHARLOTTE, NC 28216-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on Record |
| Deed Sale | Oct 27, 2020 · Amount on Record |
| Prior Sale | May 25, 2010 · Amount on Record |
| Deed Document Number | 0035233550 |
| Deed Book / Page | 35233 / 550 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 27, 2020 |
| Property Address | 641 OAKBLUFF CIR, CHARLOTTE, NC 28216-2625 |
| Document Number | 0000178466 |
| Book / Page | 35233 / 550 |
| Map Reference | MB 23 PG 784 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 2020178466 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 ABBOTSBURY CT, 102, WAXHAW, NC 28173-6529 |
| Name | Verified Name |
|---|---|
| Address | 641 OAKBLUFF CIR, CHARLOTTE, NC 28216-2625 |
| Document Number | 0000178467 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020178467 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Number | 0000178468 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 35233/568 |
| Instrument | 2020178468 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Amount | Amount Recorded |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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