641 Oak Tree Rd, Westminster, MD 21157 Property Records

Carroll County property record for 641 Oak Tree Rd, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1997
Square Footage	1,386 sqft Total Area
Lot Size	53,971 sqft (1.23 acres)
Garage	Attached, 260 sqft
Occupancy	Owner Occupied
Last Sale	$289,900 (2014)
Tax Bill	$4,145.00 (2025)

Owner

Source: Carroll County records · APN 14-028455

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	641 OAK TREE RD, WESTMINSTER, MD 21157-8211
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2014 · Amount on Record
Deed Sale	Jun 06, 2014 · Amount on Record
Deed Book / Page	7677 / 475
Last Transfer Date	Jan 31, 2022
Transfer Doc	0106760488
Record Refreshed	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Feb 18, 2022
Property Address	641 OAK TREE RD, WESTMINSTER, MD 21157-8211
Document Number	0106760488
Book / Page	10676 / 488
Instrument Date	Jan 31, 2022
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 OAK TREE RD, WESTMINSTER, MD 21157-8211

Mortgage

Document Number	0010676495
Date	Feb 18, 2022
Instrument	10676/495

Lender

Name	MUNICIPAL EMPLOYEES CREDIT UNION OF

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,233 (+6.13%)	$414,900 (-) Land $202,300 Building $212,600
2025	$4,145.00 (+10.33%) Homeowner's exemption	$369,567 (+11.14%)	$414,900 (+19.6%) Land $202,300 Building $212,600
2023	$3,757.00 Homeowner's exemption	$332,533	$346,900 Land $182,300 Building $164,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`14-028455`
Alternative APN	`028455`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,386 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	53,971 sqft (1.23 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	260 sqft Garage
Porch Area	132 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	028455
Street Address	641 OAK TREE RD
City	WESTMINSTER
State	MD
Zip	21157-8211
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT - 1.2393 ACS 641 OAK TREE RD SE OF BLOOM
Legal Subdivision	FURNACE HILLS
Jurisdiction	CARROLL MD
Minor Civil Division	14, BERRETT
Census Blockgroup	2
Census Block	2005
Census Tract	514100