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641 O Brien Dr, Benton Harbor, MI 49022 Property Records

Berrien County property record for 641 O Brien Dr, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,176 sqft · built 1965
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$147,500 (Jan 2023)
Tax Bill$2,524 (2025)
Deeds & MortgagesJul 2021 Second Mortgage
Jan 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-5580-0020-00-8

Property Details

APN / Parcel Number

Primary APN03-5580-0020-00-8
Alternative APN
  • 11-03-5580-0020-00-8

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft
Basement Area1,176 sqft
Unfinished Basement1,176 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRaised Ranch
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions130 ft deep x 80 ft wide
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address641 O BRIEN DR
CityBENTON HARBOR
StateMI
Zip49022-9712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2 SING FA
Legal DescriptionLOT 20 O'BRIENS SHAMROCK TERRACE SUB
Legal SubdivisionOBRIENS SHAMROCK TERRACE SUB
Legal Lot Number20
Legal Unit20
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group2
Census Block2003
Census Tract2400

Owner

Source: Berrien County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address641 O BRIEN DR, BENTON HARBOR, MI 49022-9712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMERIFIRST FINANCIAL CORP
Jan 13, 2023Warranty Deed, Transfer · Conventional Mortgage
HONOR CU
Jul 24, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Jul 24, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2023 · Amount on Record
Deed SaleJan 13, 2023 · Amount on Record
Prior SaleJul 24, 2018 · Amount on Record
Deed Document Number2023371075
Deed Book / Page3396 / 3131
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address641 O BRIEN DR, BENTON HARBOR, MI 49022-9712
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 O BRIEN DR, BENTON HARBOR, MI 49022-9712

Mortgage

Document Number03337/2792
DateJul 28, 2021
Book Page3337/2792
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term325 Months
DueAug 1, 2048

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJan 13, 2023
Property Address641 O BRIEN DR, BENTON HARBOR, MI 49022-9712
Document Number03396/3131
Book / Page3396 / 3131
Map ReferenceLB 17 PG 26
Instrument DateJan 11, 2023
Instrument2023371075
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,106.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address641 O BRIEN DR, BENTON HARBOR, MI 49022-9712

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 OAK ST, HARTFORD, MI 49057-1342

Mortgage

Document Number0033963133
DateJan 13, 2023
Instrument3396-3133
Lender
NameHONOR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJul 24, 2018
Property Address641 O BRIEN DR, BENTON HARBOR, MI 49022-9712
Document Number03212/1074
Book / Page3212 / 1074
Map ReferenceLB7 PG26
Instrument DateJul 23, 2018
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$989.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 O BRIEN DR, BENTON HARBOR, MI 49022-9712

Mortgage

Document Number0003212913
DateJul 24, 2018
Instrument3212/913
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJul 24, 2018
Property Address641 O BRIEN DR, BENTON HARBOR, MI 49022-9712
Document Number03212/1073
Book / Page3212 / 1073
Map ReferenceLB17 PG26
Instrument DateMay 12, 2018
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$903.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address641 O BRIEN DR, BENTON HARBOR, MI 49022-9712

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,000 (+9.46%)$162,000 (+9.46%)
2025$2,524.00 (+25.57%)
2023$74,000$148,000
2022$2,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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