Denver City property record for 641 Niagara St, Denver, CO 80220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,638 sqft · built 1906 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $553,500 (Nov 2012) |
| Tax Bill | $6,744 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| APN | 06054-40-021-000 |
| Primary APN | 06054-40-021-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,638 sqft Living Area |
| 1st Floor Area | 1,390 sqft |
| Basement Area | 371 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 11,700 sqft (0.269 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Open Frame Porch |
| Porch Area | 243 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 641 NIAGARA ST |
|---|---|
| City | DENVER |
| State | CO |
| Zip | 80220-5509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E-SU-DX |
| Legal Description | L 25 TO 27 INC & N 20.5FT OF L 24 EXC REAR 8FT TO CITY BLK 47 RICHTHOFENS MONTCLAIR |
| Legal Subdivision | RICHTHOFENS MONTCLAIR |
| Legal Block | 47 |
| Legal Lot Number | 25 |
| Jurisdiction | DENVER CO |
| Township / Civil Division | DENVER |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 4310 |
641 Niagara St is owned and occupied by two individuals who bought it in November 2012.
Source: Denver City records, as of May 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 641 NIAGARA ST, DENVER, CO 80220-5509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2012 · Amount on File |
| Deed Sale | Nov 29, 2012 · Amount on File |
| Deed Document Number | 2012165004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 641 NIAGARA ST, DENVER, CO 80220-5509 |
| Document Number | 0000025068 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 641 NIAGARA ST DENVER CO 802205509, DENVER, CO 80220-5509 |
| Document Number | 0000025068 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 25068 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 641 Niagara St was $6,744.
Source: Denver City assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County / Municipality | Denver City |
| Unified School District | Denver County School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,744.00 | $95,210 Land $49,740 Building $49,740 | $1,350,600 Land $705,600 Building $645,000 |
| 2023 | $6,842.00 | $88,310 (+44.65%) Land $43,590 Building $44,720 | $1,373,100 (+56.32%) Land $705,600 Building $667,500 |
| 2022 | $61,050 Land $45,540 Building $15,510 | $878,400 Land $655,200 Building $223,200 | |
| 2021 | $4,686.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 641 Niagara St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 641 Niagara St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 33 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Aerux Broadband.
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