641 N Pacific Ave, Lodi, CA 95242 Property Records

San Joaquin County property record for 641 N Pacific Ave, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,713 sqft · built 1948
Lot Size	0.242 acres (10,528 sqft)
Owner	Trust Name on File
Last Sale	$245,000 (May 2013)
Tax Bill	$3,333 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`035-290-080-000`

Property Details

APN / Parcel Number

Primary APN	`035-290-080-000`
Alternative APN	`035-290-08`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,713 sqft Living Area
1st Floor Area	1,713 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	10,528 sqft (0.242 acres)
Garage Area	523 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	035-290-08
Street Address	641 N PACIFIC AVE
City	LODI
State	CA
Zip	95242-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CULBERTSON TR 03
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1016
Census Tract	4205

Owner

641 N Pacific Ave is owner-occupied and held in a trust since September 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	641 N PACIFIC AVE, LODI, CA 95242-2448
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OHAMA MORTGAGE INC
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit NOBLE FCU
Oct 18, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage METROPOLITAN HOME MORTGAGE INC
Oct 18, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2013 · Amount on File
Deed Sale	May 23, 2013 · Amount on File
Deed Document Number	201368305
Last Transfer Date	Sep 18, 2017
Transfer Doc	0000121030
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 28, 2026
Property Address	641 N PACIFIC AVE, LODI, CA 95242-2448
Document Number	0000068021
Instrument Date	May 6, 2026
Instrument	202668021
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	641 N PACIFIC AVE, LODI, CA 95242-2448

Mortgage

Document Number	0000068021,
Date	Jul 28, 2026
Instrument	202668021

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 6, 2056

Interest

Rate	6.37%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	641 N PACIFIC AVE, LODI, CA 95242-2448
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 N PACIFIC AVE, LODI, CA 95242-2448

Mortgage

Document Number	0000135982
Date	Aug 13, 2021
Instrument	2021-135982

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	641 N PACIFIC AVE, LODI, CA 95242-2448
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092447
Date	Jul 30, 2020
Instrument	2020-092447

Lender

Name	MUTUAL OF OHAMA MORTGAGE INC
Type	Non-Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	641 N PACIFIC AVE, LODI, CA 95242-2448
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 N PACIFIC AVE, LODI, CA 95242-2448

Mortgage

Document Number	0000115539
Date	Sep 8, 2020
Instrument	2020-115539

Lender

Name	NOBLE FCU
Type	Credit Union
Address	FRESNO, CA 93727

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 18, 2017
Property Address	641 N PACIFIC AVE, LODI, CA 95242-2448
Document Number	0000121030
Map Reference	MAP13 PG28
Instrument Date	Sep 18, 2017
Instrument	2017-121030
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	641 N PACIFIC AVE, LODI, CA 95242-2448

Mortgage

Document Number	0000121031
Date	Oct 18, 2017
Instrument	2017-121031

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 18, 2017
Property Address	641 N PACIFIC AVE, LODI, CA 95242-2448
Document Number	0000121032
Instrument Date	Sep 18, 2017
Instrument	121032
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	641 N PACIFIC AVE LODI CA 952422448, LODI, CA 95242-2448

Tax Assessment & Valuation

The 2026 property tax bill for 641 N Pacific Ave was $3,333 with a homeowner's exemption, up 0.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,333.00 (+0.36%)
2025	$3,321.00 Homeowner's exemption	$311,530 Land $123,138 Building $188,392
2023	$3,178.00 (+2.32%) Homeowner's exemption	$299,435 Land $118,357 Building $181,078	$477,000
2022	$3,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 N Pacific Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 641 N Pacific Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Matrix Broadband, Verizon.

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