Scotland County property record for 641 N Clay St, Memphis, MO 63555
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,390 sqft · built 1900 |
| Lot Size | 0.665 acres (28,967 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $29,000 (Aug 2018) |
| Tax Bill | $532 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-10-03.2-06-03.2-10-09.001 |
| Primary APN | 2-10-03.2-06-03.2-10-09.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,390 sqft Living Area |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 28,967 sqft (0.665 acres) |
| Lot Dimensions | 252 ft deep x 115 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 641 N CLAY ST |
|---|---|
| City | MEMPHIS |
| State | MO |
| Zip | 63555-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 115' X 252' S 1/2 E 1/4 LOT3 SW |
| Legal Range | 11W |
| Legal Township | 65N |
| Legal Section | 06 |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | SCOTLAND MO |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 480200 |
641 N Clay St is owned by two individuals who bought it in August 2018.
Source: Scotland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 718 CLAIRFIELD DR, FENTON, MO 63026-3312 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on File |
| Deed Sale | Aug 31, 2018 · Amount on File |
| Prior Sale | Jan 1, 2015 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 641 N Clay St was $532.
Source: Scotland County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Scotland County |
| Municipality | Memphis City |
| Unified School District | Scotland County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $532.00 | $7,270 Land $1,160 Building $6,110 | $38,220 Land $6,080 Building $32,140 |
| 2023 | $6,480 Land $1,030 Building $5,450 | $34,130 Land $5,430 Building $28,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 641 N Clay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 641 N Clay St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS PWS serves 1,822 people · EPA ID MO2010513 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2024 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northeast Missouri Rural Telephone Company Fiber | 1,000 / 1,000 |
| Mark Twain Communications Company Fixed Wireless | 300 / 50 |
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