641 N Cherry St, Florence, AL 35630 Property Records

Lauderdale County property record for 641 N Cherry St, Florence, AL 35630

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,232 sqft · built 1925
Lot Size0.149 acres (6,500 sqft)
Owner2 Individual Names on Record
Tax Bill$890 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN24-01-11-2-007-010-000

Property Details

APN / Parcel Number

Primary APN24-01-11-2-007-010-000
Alternative APNs
  • 071331
  • 23487
  • 71331

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1925
Exterior MaterialVinyl
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number71331
Street Address641 N CHERRY ST
CityFLORENCE
StateAL
Zip35630-4615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description50 X 130 CITY OF FLORENCE RESUB BLK 385 LOT 8
Legal Range11W
Legal Township03S
Legal Section11
Legal SubdivisionCITY OF FLORENCE
Legal Block385
Legal Lot Number8
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3005
Census Tract10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cherry Street Historic District
listed 1997 · 61 contributing resources · NRIS 97000648

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address801 N PATTON ST, FLORENCE, AL 35630-2857
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address641 N CHERRY ST, FLORENCE, AL 35630-4615
Transaction TypeMortgage
Record UpdatedFeb 27, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/15199
DateApr 16, 2018
Book Page2018/15199
Lender
NameALABAMA CENTRAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 2, 2033
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
MunicipalityFlorence City
Unified School DistrictFlorence City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$890.00 (+6.84%)$18,180 (+6.94%)$91,780 (+7.93%) Land $5,700 Building $86,080
2024$833.00 (+12.11%)$17,000 (+1,923.81%) Land $940 Building $16,060$85,040 (+11.98%) Land $4,700 Building $80,340
2023$743.00 (-1.72%)$840 (-94.56%) Land $840$75,940 (-1.63%) Land $4,200 Building $71,740
2022$756.00$15,440$77,200 Land $4,600 Building $72,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2019–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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