Macon County property record for 641 N 4th St, Highlands, NC 28741
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1 bd · 0.5 ba · 548 sqft · built 1960 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,424 (2026) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7540424236 |
| Primary APN | 7540424236 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 0.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 548 sqft Heated Area |
| 1st Floor Area | 548 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,534 sqft (0.15 acres) |
| Driveway | Asphalt Driveway |
| Driveway Area | 3,000 sqft |
| Porch | Slab |
| Porch Area | 98 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 62734 |
|---|---|
| Street Address | 641 N 4TH ST |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-7269 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | HB3 |
| Legal Description | 4TH ST |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970501 |
641 N 4th St, a commercial property, is held in a trust since March 2026.
Source: Macon County records, as of October 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 641 N 4TH ST, HIGHLANDS, NC 28741-7269 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 26, 2026 |
| Transfer Doc | 0000002120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Apr 9, 2026 |
| Property Address | 641 N 4TH ST, HIGHLANDS, NC 28741-7269 |
| Document Number | 0000002120 |
| Book / Page | 44 / 615 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20262120 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | ATLANTA, GA 30305 |
The 2026 property tax bill for 641 N 4th St was $1,424, up 9.4% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,424.00 (+9.37%) | $302,150 (+1.17%) Land $183,380 Building $118,770 | $302,150 (+1.17%) Land $183,380 Building $118,770 |
| 2025 | $1,302.00 | $298,650 Land $183,380 Building $115,270 | $298,650 Land $183,380 Building $115,270 |
| 2023 | $1,290.00 | $298,650 Land $183,380 Building $115,270 | $298,650 Land $183,380 Building $115,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 641 N 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2003–2004) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 641 N 4th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: Frontier, Hotwire Communications, Verizon.
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