Lyon County property record for 641 Mound Ave S, Balaton, MN 56115
| Property Type | Single Family Home |
|---|---|
| Details | built 1920 |
| Lot Size | 0.38 acres (16,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $48,500 (Dec 2021) |
| Tax Bill | $784 (2026) |
| Deeds & Mortgages | Jul 2018 Line of Credit Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-110003-0 |
| Primary APN | 21-110003-0 |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 16,572 sqft (0.38 acres) |
| Street Address | 641 MOUND AVE S |
|---|---|
| City | BALATON |
| State | MN |
| Zip | 56115-1063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5TH RAILWAY ADDITION 01010001 SE 1/2 LOT 4 BLK 20 & ALL LOT 5 & NW 1/2 LOT 6 BLK 20 |
| Legal Subdivision | RAILWAY ADD |
| Legal Block | 20 |
| Legal Lot Number | 4-6 |
| Jurisdiction | LYON MN |
| Township / Civil Division | BALATON |
| Census Block Group | 4 |
| Census Block | 4047 |
| Census Tract | 360600 |
Source: Lyon County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 641 MOUND AVE S, BALATON, MN 56115-1063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST INDEPENDENT BANK |
| Dec 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Deed Document Number | 202112967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 641 MOUND AVE S, BALATON, MN 56115-1063 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000216314 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 216314 |
| Name | FIRST INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | MARSHALL, MN 56258 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jul 23, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LYON MN |
| Recording Date | Dec 17, 2021 |
| Property Address | 641 MOUND AVE S, BALATON, MN 56115-1063 |
| Document Number | 0000012967 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 12967 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.05 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 641 MOUND AVE S, BALATON, MN 56115-1063 |
| Document Number | 0000012968 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 12968 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Lyon County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Balaton City |
| County | Lyon County |
| Unified School District | Tracy Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $784.00 | $60,800 (+13.22%) Land $5,200 Building $55,600 | $60,800 (+13.22%) Land $5,200 Building $55,600 |
| 2025 | $784.00 (+5.38%) | $53,700 (+11.88%) Land $5,200 Building $48,500 | $53,700 (+11.88%) Land $5,200 Building $48,500 |
| 2023 | $744.00 | $48,000 Land $5,200 Building $42,800 | $48,000 Land $5,200 Building $42,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Balaton serves 639 people · EPA ID MN1420001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Woodstock Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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