641 Moss St, Reading, PA 19604 Property Records

Berks County property record for 641 Moss St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,199 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Feb 2018)
Tax Bill	$1,058 (2026)
Deeds & Mortgages	Feb 2018 Sale & Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-53-03-3961`

Property Details

APN / Parcel Number

Primary APN	`5317-53-03-3961`
Alternative APNs	`12-5317-53-03-3961` `12510925` `510925`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,199 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12510925
Street Address	641 MOSS ST
City	READING
State	PA
Zip	19604-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	03
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3004
Census Tract	1400

Owner

Source: Berks County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	641 MOSS ST, READING, PA 19604-2625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2018	Deed, Transfer · Conventional Mortgage HOME SALE MORTGAGE LLC
Aug 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Feb 9, 2017	Quit Claim Deed, Transfer ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO/BERKS CNTY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 1, 2018 · Amount on Record
Deed Sale	Feb 1, 2018 · Amount on Record
Prior Sale	Mar 25, 2013 · Amount on Record
Deed Document Number	20183751
Prior Transfer Date	Feb 8, 2017
Prior Transfer Doc	0000005252
Record Updated	Sep 20, 2026

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 1, 2018
Property Address	641 MOSS ST, READING, PA 19604-2625
Document Number	0000003751
Instrument Date	Jan 31, 2018
Instrument	2018003751
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	CONESTOGA TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 BUTTONWOOD ST, READING, PA 19601-3223

Mortgage

Document Number	0000003752
Date	Feb 1, 2018
Instrument	2018003752

Lender

Name	HOME SALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	641 MOSS ST, READING, PA 19604-2625
Document Number	0000033534
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 MOSS ST READING PA 196042625, READING, PA 19604-2625

Mortgage

Document Number	0000033534
Date	Sep 12, 2017
Instrument	33534

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON-SALEM, NC 27101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 11, 2042

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Feb 9, 2017
Property Address	641 MOSS ST, READING, PA 19604-2625
Document Number	0000005252
Instrument Date	Feb 8, 2017
Instrument	5252
Transaction Type	Transfer
Record Updated	Mar 16, 2017
Title Company	ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO/BERKS CNTY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	641 MOSS ST READING PA 196042625, READING, PA 19604-2625

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,058.00 (+6.65%) Homeowner's exemption	$37,500 (-) Land $8,000 Building $29,500	$8,000 (-78.67%) Land $8,000
2024	$992.00	$37,500 Land $8,000 Building $29,500
1994			$37,500 Land $8,000 Building $29,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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