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641 Morgans Treasure Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 641 Morgans Treasure Rd, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,856 sqft · built 2022
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$350,990 (Sep 2022)
Tax Bill$4,167 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN095601-1190

Property Details

APN / Parcel Number

Primary APN095601-1190

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,856 sqft Living Area
Gross Area2,276 sqft
1st Floor Area1,856 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address641 MORGANS TREASURE RD
CitySAINT AUGUSTINE
StateFL
Zip32084-9224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description108/1-35 MORGANS COVE LOT 119
Legal Range29
Legal Township07
Legal Section28
Legal SubdivisionMORGANS COVE
Legal Block1
Legal Lot Number119
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3000
Census Tract21003

Owner

Source: St. Johns County records · APN 095601-1190

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address641 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2022 · Amount on Record
Deed SaleSep 06, 2022 · Amount on Record
Deed Document Number202285109
Deed Book / Page5628 / 1498
Record UpdatedJun 08, 2026

September 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 06, 2022
Property Address641 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9224
Document Number0056281498
Book / Page5628 / 1498
Map ReferenceMB 108 PG 1-35
Instrument DateAug 31, 2022
Instrument2022085109
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,457.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9224

Mortgage

Document Number0056281499
DateSep 06, 2022
Instrument5628/1499
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$330,892$336,838 (+6.54%) Land $70,000 Building $266,838
2025$4,167.00 (+12.59%)
2024$3,701.00 (+2.01%) Homeowner's exemption$313,113 (+3%)$316,168 (+4.01%) Land $70,000 Building $246,168
2023$3,628.00 (+319.91%) Homeowner's exemption$303,993 (+352.37%)$303,993 (+352.37%) Land $60,750 Building $243,243
2022$864.00$67,200$67,200 Land $67,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090210033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 54 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force

Wildfire

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire LikelihoodAbout 1 in 259 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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