Harrison County property record for 641 Michelle Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,516 sqft · built 1981 |
| Owner | Company Name on File |
| Tax Bill | $1,326 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 1209J-01-045.000 |
| Primary APN | 1209J-01-045.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,516 sqft Adjusted Area |
| 1st Floor Area | 1,161 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Patio Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 006381 |
|---|---|
| Street Address | 641 MICHELLE DR |
| City | BILOXI |
| State | MS |
| Zip | 39532-4503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 SHORWOOD SUBD |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 24 |
| Legal Subdivision | SHOREWOOD SUBD |
| Legal Lot Number | 30 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3309 |
641 Michelle Dr is owned by a company that acquired it in August 2015.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1987 BAYSIDE DR, BILOXI, MS 39532-4344 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2015 |
| Deed Sale | Aug 14, 2015 |
| Deed Document Number | 2015-0002055-D-J2 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 641 Michelle Dr was $1,326, up 4.3% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,326.00 (+4.33%) | $11,868 | $79,123 Land $20,700 Building $58,423 |
| 2024 | $1,271.00 (+0.95%) | ||
| 2023 | $1,259.00 | $11,478 | $76,520 Land $20,700 Building $55,820 |
| 2022 | $1,259.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 641 Michelle Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 219 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 275 units insured incl. 56 condo units |
| Nearby Flood Claims | 12 (2005–2026) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 641 Michelle Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 75% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CoastConnect.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures